Clearing up my debt....

iVillage Member
Registered: 12-26-2004
Clearing up my debt....
2
Mon, 02-07-2005 - 1:05am
I am a college student and I am in debt about $2500....From credit cards and unpaid phone bills....I finally have enough money to pay it all off....but my question is, since some of the things i'm in debt for have gone on my credit report when I pay all of my debt in full do those things just go away? or how does the process of cleaning up your credit work?
-Tiffany
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Mon, 02-07-2005 - 8:16am

Hi Tiffany - congrats on having the money to pay off these debts!


For specific questions related to debt, the best board to post on is the Debt Q&A Board:

All my best,
Danni

iVillage Member
Registered: 12-05-2004
Mon, 02-07-2005 - 1:15pm

The last time I pulled my credit report, it listed all my payments for the past 12 months, and whether they were on time or not. So maybe late payments fall off after one year? I'm not really sure. :-)

Pat