Contract ends in 3 weeks

iVillage Member
Registered: 06-16-2004
Contract ends in 3 weeks
1
Tue, 02-22-2005 - 6:45am

I am really nervous about our finances. I have been doing contract work for the last year, and I only have three weeks left on my contract. I am also 6 months pregnant so I will not be getting another job.

We have done a couple of things to make it easier for me to become a SAHM. We refi'ed DH's students loans (from $225 to $42 a month). We got a lower rate, so we are adding 2 years to the loan but this will really help. We are also going to refi the house. This will save us $100 a month. We also took a loan this week from DH's 401K, for $12K to pay off the credit cards. I hated to do this, but I felt the panic setting in. We are hoping that DH's raise will be enough to make this payment. We are also planning on paying extra payments to them each month. (Both DH and I have a bonus coming, DH's should be a really good one!)

And lastly, we were going to go to Vegas this upcoming weekend. We have decided to cancel. I felt a huge relief when we made the decision. It was money we didn't need to spend, plus I would be missing a day and a half of work, being contract if I don't work, I don't get paid.

So overall I feel okay with ou situation. Of course it is 3am and I am up (been awake since 1:30, just thinking about things)

Sorry for rambling!
Nicola
EDD 6/3/05
It's a boy!

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Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Wed, 02-23-2005 - 10:18am

Hang in there!