Overwhelmed, need to vent....
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| Sat, 02-26-2005 - 8:50am |
I've been lurking here for a while...reading all your posts and learning from many of them. We are in debt. Almost 20k in credit cards, then a home equity line of credit, and I won't even discuss the college loans we have.
My concern right now is the credit cards. Our student loans are on a payment plan, at an amount we can afford each month. The same with our Home equity line.
Our credit cards debt just doesn't seem to go down. We will make some headway, and them bam, something happens and we need to charge something. I thought that what I would do for this month, and next month is pay just above our minimum payments, and put that extra money in savings. That's one of our problems, when something happens, we have no savings to access. So this month I was able to put 800.00 in savings. Next month I'm hoping for a bit more. We have money coming in next month...(taxes, dh's bonus), but we are putting that away for ds's preschool tuition.
It's so frustrating. Dh and I make a decent income...it just seems we can never get ahead. Dh desperately needed work clothes...so we put another 200.00 on the credit card last night....grrrr...He needs them...so I'm trying to put it in perspective.
Thanks
Kazmama

Welcome to the board!
Good luck!