I'm 19 years old and....
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| Thu, 03-10-2005 - 8:47pm |
by the time I was 18 I already had bad credit history!!! even Old Navy didn't want to aprove me a card. I had more than $4,000 in debt in less than 3 months, making student loans, and applying to evry store card in the mall. by 19 i got pregnant, married and moved from Puerto rico to Florida. So sell my car (was a gift from my dad) and that's how I got out of debt. for now!! but everytime I go the mall with my aunt (she's a shopcoholic too) I fell so sorry for myself cause I can't buy everything I want. I feel depressed, lonely, unsatisfied, angry, uncomfortable.... I GET SO MAD. Since I just got here, and I'm moving pretty soon I can't look for a job, but as soon as I can, i know i'm going to start buying "over the limit" and that's worst!! I seriously need counseling... no, therapy!!!
My weakness are: make-up, shoes... and everything else.

Honey, you have just learned an extremely valuable lesson: how amazingly easy it is to accumulate debt. I had well over $25K in debt by the time I was 21 - in both student loans and credit cards. But I least I have learned this now, before I am married with children.
Whatever you do, do NOT get more store credit cards. If you still have any, destroy them asap. Store credit cards have notoriously high interest rates, and they will kill you. You will end up paying thousands of dollars in
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