Thank Everything for Emergency Funds!

iVillage Member
Registered: 07-26-2004
Thank Everything for Emergency Funds!
4
Mon, 03-21-2005 - 7:41pm

For the first time in my adult life, I've been able to pay for an emergency bill without using the credit card.

I'm almost ready to cry with happiness! 35 years old, and I was able to fix something without going into debt! lol

This morning I got up and noticed the house was chilly. I figured dh had turned the furnace down...but nope, it was set at 64, while the house was in the 50's. Went downstairs...no heat. We checked everything we could, but it seemed that we couldn't fix it on our own.

Dh called the heating guy while I was at work today, and it was fixed within a few hours. I forgot to leave the checkbook with dh, so we don't have the bill yet (they're going to send it)...but...we have $400 in the emergency fund, and we will be able to pay cash for it completely.

It's amazing the peace of mind that having that money in there will do. Now, we just have to get it back up to a reasonable amount. :)

It is a terrific feeling to know that we didn't have to add to the debt for an emergency. First time. In the past, everything would have gone on the card - because that's what I figured the cards were for. NO more!

Yay me! lol

kris

iVillage Member
Registered: 11-13-2004
Mon, 03-21-2005 - 8:21pm
Good job! That's a really good feeling!
iVillage Member
Registered: 03-27-2003
Tue, 03-22-2005 - 6:53am

Isn't that a fabulous feeling?? I remember the first time I got an auto property tax bill in the mail and didn't burst into tears of dismay. It was $300, and I had the money already set aside because we had organized our finances to include all the "expected surprises" (auto repair bills, clothing, holidays, birthdays, weddings, etc.--all the stuff that seems like surprise expenses but that always happen and therefore *can* be planned for). I transferred the money, paid the bill, and boy oh boy I felt good.

I never realized it could actually feel *good* to get an unexpected bill!!

It only gets better from here.

Many blessings,

Heather

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Tue, 03-22-2005 - 8:29am

Way to go!

All my best,
Danni

Avatar for mymartes
iVillage Member
Registered: 03-26-2003
Tue, 03-22-2005 - 9:29pm

Congrats. I'm sure that was a great feeling.

MYM