Not bad. They estimated my score at 645 to 695. Last I checked, the one credit report that shows my collection item and my one 90 day delinquent item (which I included when I filled out the estimator) had me at 666 - so that estimate was accurate. I redid the questionaire exlcuding those negative items to show what my other two credit bureaus report (only one 30 day item), and it gave me an estimate of between 680 to 730. The two bureaus that only show that 30 day item were around 718 and 725 or somewhere in that range, so again the FICO estimator was pretty accurate! I'm kind of impressed :)
Your right Danni, free is good! :)