Name your number...If youdare.

iVillage Member
Registered: 04-25-2005
Name your number...If youdare.
5
Mon, 04-25-2005 - 4:32pm

My credit card debt is $4,100.38. Doesn't sound bad except that the interest rate is 29.7%! It got that way because I failed to make payments (long story) and they closed the account on me.

Still doesn't sound too bad until I tell you that I'm out of work after just having graduated college. I have a part-time job while I search for work.

Anyone else want to confess their number?

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Mon, 04-25-2005 - 6:19pm

Hello and welcome to the board.

All my best,
Danni

iVillage Member
Registered: 10-09-1999
Mon, 04-25-2005 - 6:25pm
No credit card debt! But consumer debt(vehicles & student loan) = $45,980, slowly but surely we'll get there!!
Good Luck
cindylee
iVillage Member
Registered: 11-24-2004
Mon, 04-25-2005 - 9:42pm
Only $1200.00 credit card debt with a 9.99 % interest rate. I have a car loan with $8000.00 to go and my mortgage.

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Avatar for mymartes
iVillage Member
Registered: 03-26-2003
Tue, 04-26-2005 - 3:57pm

Welcome to the board. It's just as Danni mentioned, it's just a number. We're here to help you emotionally. It's a great board.

MYM

iVillage Member
Registered: 06-28-2004
Tue, 04-26-2005 - 3:59pm

Well...I need all of the prayers and positive thoughts from as many people as I can get!!!!

I took my head out of the sand. IT'S PRETTY DARN SCARY OUT HERE!!!!!

I have:

$15,000 cc debt (rounded up)
$19,000 home equity line that I pay interest only on
$11,000 van payments
______________
$40,000

Now comes the panic zone...

My montly expenses:

597.00 Mtg.
150.00 condo fee
200.00 electric(heat)
55.00 cbl
80.00 cell
22.00 internet
423.00 van payments
200.00 food (family of three plus one fat cat! :)
350.00 childcare (that is for half the month, the other half is paid by ex!)
210.00 ins for van and condo (I was involved in 2 accidents-not my fault...ins^anyway
222.00 taxes (property, van and fire?)
10.00 water
8.00 water heater rental
180.00 gas for van
40.00 prescriptions
75.00 home equity line
200.00 spending money for misc. (ahircuts/clothes/school events/ etc.)
55.00 phone

I am missing a few other things; however, my net salary is only 4000.00 for the month!!! This is including my working overtime through covering other classes and doing detention 3 nights a week!

I don't receive any alimony or child support from my ex, as we make around the same amt of money and we have the children 50/50. Thsi is a big joke as I really have them for most of the week.

!!!!I DO NOT GET PAID DURING THE SUMMER!!!! I AM A TEACHER!!!! I did plan it so that I am getting back $5500.00 from taxes to help with no incoming money, as it would be cost prohibitive for me to send my chidren to camp for the summer.

CHOKE CHOKE CHOKE~~~~~~

sigh....

When will I be getting a settlement from the car accident...and how much will it be for?