need some advice how to cut back
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| Tue, 04-26-2005 - 12:19pm |
Rent 760
Water 35
Electric 70
Cable 60.00
Tivo 12.95
Phone 15.95
Total 953.90 (the tivo, phone and cable are my entertainment (cheaper than going out)
My DBF will probably be moving in this week which would cut those expenses down to 476.95
Car payment 325.00
United 7800.00 min payment 200.00
Amex 2603.00 min payment 150
Express 2332.00 min payment 180
Hilton 2000.00 min payment 140
Best Buy 1100.00 min payment 40
Bank of America 700.00 min payment 80
Nelnet Loan 7000.00 min payment 70.00
American Education 11000.00 min payment 65.00
Total Debt payment 1250.00
total expenses 1726.95
and my take home pay is 1800.00
which leaves 73.05 for groceries a month
any idea some things i can do to save money at home
i already do not use heat or air conditioning
i canceled subscriptions (movie and mags)

Hi there and thanks for posting.
Biggest ticket item I see there is that your car payment is practically 1/2 your rent!
All my best,
Danni
Also wanted to share the following link with you - it's a collection of suggestions that have been compiled by members of this board over the past year (give or take).
All my best,
Danni