Any 2nd Job Ideas?
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| Sat, 05-21-2005 - 7:47pm |
Hi,
I am a first time poster to this board... Quick background : recently divorced, got half the debt from marriage in divorce (20K = my share), have a FT job (pays pretty well), have developmentally disabled child, I am an only child managing nearly all aspects of life for bed-ridden parent with dementia, have better than is normal relationship with exH (fairly friendly divorce as divorces go). Bottom line is I have been holding on since seperating 1 yr+ ago, but it is too, too tight. Fortnuately so far I am making payments and have not had interests raised yet. But I am trying to keep that same track record... Getting ready to do more cut backs and sell some stuff - but that is not going to be enough - keep running into new stuff that needs to be done that ends up going on cc because no savings (car repairs, dental expenses not covered by my plan etc.). Also doesn't make sense to sell house at this time. Here's my question, has anyone heard of any *legitimate* work-from-home ideas that are not pyramid schemes, or some other scam? I cannot see being able to make enough outside of the home at night that would cover cost of a sitter while I worked at night. I have never waited tables and I am not young, so not sure how I would do in tips if I tried something like that - but I am willing to try if that is a good option. Pretty sure exH will not provide child care consistently if I take a 2nd job (it's not *that* friendly :)...).
My other option is to take a home equity loan - there is even a current offer program with my mortgage company. That would help free up additional income each month by consolidating 3 out of my 4 cc's. But everyone seems to advise against that, so I have been hesitant.
Any ideas or thoughts would be appreciated.
Thanks.

Hello and welcome!
Have you looked into any form of home health care for your mom/dad? The reason I ask is that if your parent is medicare eligible (over 65), *you* may be eligible to earn funds for the time you devote to his/her care, depending on the circumstances. In our state, if someone meets the criteria for home health care reimbursed through medicare, and a child/other family member provides some of it (laundry, meals, running errands, etc), that person can earn an actual paycheck for time worked. Here it requires a 1-day training course (paid time) through a visiting nurse agency and you work under the title of Personal Care Attendant.
Hope this helps,
BK
BK,
Thanks for the ideas and good feedback. I do not know how it works in my state (NJ), but I am going to find out!
givepraise