Consumer Credit Counseling

iVillage Member
Registered: 10-26-2004
Consumer Credit Counseling
2
Fri, 06-03-2005 - 11:55am

Hi ya'll

I am in need of some serious answers? I have so much debt that i cannot afford to make even the minimum payments right now, i was thinking about doing cccs but have heard that its a ripoff, but then have also heard great things.. Anyone have any experience or recommendations??

thank you so much

iVillage Member
Registered: 02-14-2004
Sat, 06-04-2005 - 12:15pm
Hey, CCCS is a great answer when you can't make your payments. But yes, there are rip-off companies, especially those "debt settlement companies". I suggest you visit the reputable websites and shop around a little. Our CCCS company is at www.cccamerica.org. We have been with them for 3 years and could not be happier. They charge $5 a month to take care of your accounts. There is an 800# on the website, and if they cannot help you in your state, they can direct you to reputable companies where you live.
Go for it, they will relieve your anxieties and get the creditors off your back, plus they will help re-age your accounts so it looks like you were never late!! Well worth it, keep us posted.
Avatar for mahopac
iVillage Member
Registered: 07-24-1997
Sun, 06-05-2005 - 10:01pm

Rather than retyping this, I'll just post a link to my most recent post on this topic:

http://messageboards.ivillage.com/n/mb/message.asp?webtag=iv-mlsupport&msg=13378.3

Kelly