Dave Ramsey question

iVillage Member
Registered: 05-09-2005
Dave Ramsey question
11
Sun, 07-03-2005 - 3:39pm
Hi,
I have been reading some of the Dave Ramsey info -- I'm wondering about the emergency fund. How do I fund it really -- I'm spending every penny I can get on trying to pay down the almost 40,000.00 we have in credit card debt. We had paid it down to about 33,000 after lurking somewhat on this board and getting motivated. Then our dog got really sick, and before we knew it, we owed an additonal 7,000.00 so back up our debt went. So do I cut back just a little on the credit card payments and add to the emergency fund? I just got one of those ING savings account fliers in the mail -- they would give me 25.00 for opening the account. Anybody have one of these accounts? Are there any surprises with this account.
Thanks for the advice.
Megan

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iVillage Member
Registered: 07-26-2004
Mon, 07-04-2005 - 2:58pm

Re: Quicken + ING -

Maybe they meant that you have the ability to download your transactions, etc., directly to Quicken. There are a lot of banks that will do that.

ING is great - and usually very fast with transfers. I have made it our "Freedom" account because it has the higher interest rate and 2-3 day transfers.

Kris

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