paid over the minimum! Yay!

Avatar for aerandel
iVillage Member
Registered: 03-25-2003
paid over the minimum! Yay!
3
Thu, 07-07-2005 - 12:07pm
Hi everyone! I have been a lurker on here more than anything, I think I have only posted once or twice on this board but I read the messages all the time. I have just started my journey to reduce my debt and today I made my first payment that was substantially over the minimum. I decided to go with the card with the highest interest rate and I paid 50 dollars above the minimum payment this month. Yay! I'm pretty happy. I will be paying just the minimum or a few dollars over the minimum on my other debts until this one gets squared away. I only owe about 350 dollars on this card so it shouldn't take too long! Then I move on to the big cc with the 3500 balance, and then to student loans! Yay! I feel like I've made the first step. All this month I've been trying to save a little money here and there, so I am very excited to be able to do this. Yesterday I successfully bought groceries for 3 of us only 60 dollars! I was able to get a lot of stuff anyway and it should last about a week or so. Yay!

                          

             

iVillage Member
Registered: 06-04-2004
Thu, 07-07-2005 - 2:13pm

Congratulations on your first step toward debt reduction, you are on your way to becoming debt free!! Feels good, doesn't it? Check out the snowflaking board, it's a great motivator! Hope to hear of more successes for you! :)

~leanne

~leanne

deciding to be happy doesn't mean that everything is perfect, but that you had decided to look beyond the imp

iVillage Member
Registered: 05-30-2003
Fri, 07-08-2005 - 12:04pm

Way to go! You get a gold star for all your awesome work!

I think once you get that snowball rolling, you'll find it picks up speed amazingly fast!

Good job-
Lisa

iVillage Member
Registered: 04-27-2004
Fri, 07-08-2005 - 12:06pm
That is fantastic (what a great feeling), congrats!