At what age did you come to your fina...
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At what age did you come to your fina...
| Tue, 07-26-2005 - 12:25pm |
At what age did you come to your financial senses?
- I was born with money sense.
- Teen years
- 18-25
- 26-35
- 36-45
- 46-55
- 56-65
- Still do not have financial senses.
You will be able to change your vote.


I am now 25, and just recently this year I decided that I was tired of being in debt. Although in my teen years I did make some good financial decisions, starting retirement accounts and buying a house when we were 20.
What was your eye opener to get control over your money?
Shannon
~leanne
~leanne
deciding to be happy doesn't mean that everything is perfect, but that you had decided to look beyond the imp
Yeah its definately a good thing to pull your head out of the sand as early as possible. Unfortunately my husband & I only would pull our heads out temporarily and then put them back in. So we have years that we would have good financial moves, and years where we just would spend, spend, spend..
No more in the sand for us.(unless we are on the beach in the carribean) This year we have to grow up & take control over are finances completely.
Shannon
Shannon
I put born with it because I can't remember a time when I wasn't interested in handling/managing money. Not obsessed-just interested in obtaining the best deal and saving. So, why am I here? LOL I married someone with debt and had student loans so that was our first time tearing down the mountain of debt and then I did temporarily lose my head-two years ago. In the space of about 4 months we bought a house, found out I was pregnant, had the costs of being in a wedding, started renovating babies room. The kicker? This was the space in between us finishing our school coursework and DH starting his faculty job so we had no income. Now we have 12,500 in CC debt (down from 14+), 12,000 in student loan debt, a car loan and 6,750 to go on a 2nd mortgage (but no PMI). OUCH!
Taleyna
The reason I am here is a simple one. I want to get my debts under control, which I never had the sense to take care off. When my dad died last year, I promised him on his grave at the funeral, that I would get out of debt, but I failed miserably and we are now worse in debt then ever. However, I have come to realize that you can only get out with the support of people that you are somewhat accountable to and that is why I am here and I am going to succeed this time. It will be rough, but I know we can make it.
Sushi
I had just turned 23 when I fully realized the impact of what I had done to myself. I got my first Visa at 19, and then my first apartment and my first deadbeat roommates came at 20. After using cash advances on my cc for 3 or 4 months straight to pay for all the rent, bills, and groceries, I unfortunately allowed the compulsive spender in me to run amok. The attitude "$20 here and there won't make much of a difference to a $2000 balance" settled into my mind quite comfortably. When one of those roommates eventually paid me back, I spent that too. For the next 3 years I became trapped in a downward spiral that was limited only by creditors who stopped giving me more credit.
Now that I am 26, the compulsive spending is well under control (and has been for 3 years), and I am very happy to report that that ill fated cc is now carrying a balance of only about $500, and it will finally be $0 this September. WOO HOO!!!!
Then I get to work on those accursed student loans.
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