Wiped out our savings...AGAIN!!

iVillage Member
Registered: 09-20-2004
Wiped out our savings...AGAIN!!
5
Fri, 08-19-2005 - 5:43pm
Argh. September is not going to be a good month for us. I need to come up with $110 for school fees for my daughters, close to $300 to rent a car in NY, money for the hotel room. I am paying for my brother's plane ticket since he is flying out here to watch my girls...I owe him another $100 on that. I owe about $580 in medical bills, over half is to the hospital. (I did call and make arrangements to pay the hospital bill over three months). i did not pay off Best Buy like I wanted to. Anyway, just needed to say ARGH!! I can breathe now.
To save money, I have been packing pb&j sandwiches for lunch (not even buying deli meat). I'm keeping the girls out of gymnastics for the first fall rotation so I can catch up on the bills. I dont expect to really be caught up until November, and this is if we are very disciplined. I am paying the bills on time, sure, but not the amount over and above that I like. Oh well, could definitely be worse. CC balances continue to go in the right direction, at least. Slowly, slowly. Thanks for letting me vent...I needed that! Heather
Oh, I cancelled my enrollment at UW this fall..with that comes $7500 less debt I will be incurring over the next year. I know some people think education debt is good debt, just really with my set of circumstances, i don't know that I will get to utilize that education anytime soon. A bit bummed, but ok.
iVillage Member
Registered: 06-16-2004
Fri, 08-19-2005 - 7:20pm

Sorry that these expenses have come up! At least you had the savings there to use! That is what an EF is for (unforseen expenses). Also...

Congratulations! You have stayed on your debt-free path. Even when things have gotten bad (and expensive), you haven't fallen into the old trap of "oh, we can just put it on the CC". You are not happy about these extra expenses, but you have approached it with a "where can we cut to get this paid off ASAP!)

Gotta say, I am proud of you!

Nicola

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iVillage Member
Registered: 03-26-2003
Sat, 08-20-2005 - 11:48pm

Hang in there. I know what you mean about being a bad month. We're having one of those. In fact, we have no savings right now. It has been wiped out. I'm hoping November will be better. Because I know August wasn't and September won't be.

Take care of yourself.

MYM

iVillage Member
Registered: 09-20-2004
Mon, 08-22-2005 - 9:36am
Nicola,
thanks so much!! I constantly second guess myself when it comes to these kinds of things..it is really nice when other people see my plan as decent. It really means a lot... Heather
iVillage Member
Registered: 09-20-2004
Mon, 08-22-2005 - 9:39am
MYM,
Maybe October will have a nice surprise for us...we both seem to think Aug/Sep won't be our months. Hopefully, it will get better!! Heather
iVillage Member
Registered: 03-26-2003
Mon, 08-22-2005 - 9:39am

(hug)


I'm sorry September is going to be so rough.


Robin

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