I just want to give up!

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
I just want to give up!
13
Wed, 09-14-2005 - 5:28pm

I can't decide if I should throw something or cry.

Sarah

Pages

iVillage Member
Registered: 03-27-2003
Wed, 09-14-2005 - 6:37pm

Huge hugs coming your way and I hope that Ophelia stays out at sea and doesn't come your way! Have you posted your budget before? Maybe we could try and help with those numbers. I know someone on the shoestring budgeting board had success with doing a morning paper route while her husband watched the kids and then she slept when her baby slept. I don't know if you could do something like that for a couple of months just to get rid of some of those smaller debts?

Taleyna

iVillage Member
Registered: 09-20-2004
Wed, 09-14-2005 - 6:51pm
Sarah,
I know the feeling of hysteria, when you look far into the future and there seems to be no letup in sight. Our budget, too, goes haywire between September and New Years like clockwork. Do you qualify for WIC? Do you get large tax refunds at the tax time, to where dh can change his withholdings? Do you have any card with enough room on it to consolidate some of the smaller things? Can you set out to accomplish one SMALL thing in the morning so at the end of the day you can pat yourself on the back for something? Can you pick up a very temporary job opposite your husband's shifts, even if it is only retail for a month or two, just to pull yourself through? Is there anything you can do, whether or not it has to do with improving your financial situation, that will help you to relax? All the stress in the world won't pay the bills, worse, it takes away from your mental clarity.
Sending hugs your way, I know it is not much, but you will get through this!!!
Heather
Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Wed, 09-14-2005 - 8:30pm
Ah, I WISH I could get a p/t job.
Sarah
Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Wed, 09-14-2005 - 8:39pm
We can't even cheat our way into WIC or any other assistance...I think our mortgage amount
Sarah
iVillage Member
Registered: 08-19-2003
Thu, 09-15-2005 - 9:23am

OK I have a few questions:

1. Have you done a budget? Does it work with your income or are your bills higher then the income?

2. Why are the inlaws claiming the interest on the house? Is their names on your house or yours?

I hope things look up for you soon!

Shannon


Pregnancy%20ticker
Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Thu, 09-15-2005 - 9:43am

Yes, we have a budget.

Sarah
iVillage Member
Registered: 08-19-2003
Thu, 09-15-2005 - 10:22am

So bottom line is you NEED additional income!!!

Things are not going to get better unless you cut expenses (which you say you can't do) or get more income. I know not what you want to hear.

I love what I do, I only work 20 hours a week, and my mom does not mind keeping my daughter while I do it. My husband would prefer I be home, but realistically we need the money. Its not a choice. Is there a way you can sell more on Ebay? Do you yardsale to find inventory?

Can you condense some of the bills? Is your mortgage too much for your income?

Shannon


Pregnancy%20ticker
iVillage Member
Registered: 09-25-2003
Thu, 09-15-2005 - 1:58pm

Hi.

I'm sorry that I don't have any brilliant suggestions, but here's a couple of things that may make sense to you...

I know when my cousin was expecting, she hated the smell of food, so she couldn't really cook. Her sister did most of the cooking, or her Dh brought home food for her. Her sister and my sister also did most of the cleaning. Maybe your mom or your sister could come over once in awhile and give you a hand with the cleaning? Maybe even the kids could help...my sisters and I liked to wash the floor when we were kids. (Although I may be remembering that wrong, and we may have made more of a mess than we cleaned up).
You'd probably feel better with a clean house.

Don't give up...January will be here sooner than you expect.

iVillage Member
Registered: 08-24-2004
Thu, 09-15-2005 - 4:07pm
Not sure if it would help, but could your family do potluck for Thanksgiving? That might cut down on costs.
iVillage Member
Registered: 06-23-2005
Thu, 09-15-2005 - 5:24pm

Yes- a potluck dinner sounds like a much better way of doing Thanksgiving. That would free up quite a bit if everyone could bring sides and desserts. You could even ask someone to help share with the extras like paper plates, etc. It's not too late to change plans on people. If you can't afford it, you can't afford it and they should be understanding.

I also wanted to tell you how much I feel for you with the sickness. I know what it's like to live day in & day out with that feeling. It does mess with your head and things do seem so much more magnified when you feel bad. Best of luck that it will lessen as you get farther along. I think that if you could find a way to increase your income, your stress would lessen and you would really feel better. Anything to take your mind off of the problems at hand will help.

Pages