Week 3 Financial Peace University

Avatar for mrslove2000
iVillage Member
Registered: 03-26-2003
Week 3 Financial Peace University
1
Mon, 10-03-2005 - 8:37pm

Quick update on our progress with Dave Ramsey's FPU. I am so proud of DH he has attended all 3 classes so far. It has been enlightening for both of us. I am amazed that Dave's deliverence hits so close to home. If I didn't know better, I'd say he has a camera in our home or at least bugging the phone lines. I guess that comes from "his" experience of having "IT" all and losing it. He KNOWS what debt and financial woes can do to relationships, self esteem, etc.
We are now using 2 envelopes. It's a real challenge for us since we only have 1 income (DH was laid off Aug 26) and 2-income expenses trying to go out. I am basically using the "below the line method" I am paying the 4 important things: Food, Shelter, Transportation and utilites. Everyone else is below the line. DH is going to have the cable turned off (Thank you, Jesus) Not only will we save $95/mo we will also have time to do other stuff, like take walks (free), talk (free), spend time with DD(Priceless). I can't wait to see the full picture of how this program will change our lives and my DD life and my unborn grandchildrens' lives too.

That's about it for this week. I'll be back!

Susan
Soon-to-be DEBT FREE!

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iVillage Member
Registered: 09-04-2005
Tue, 10-04-2005 - 11:38am
I just went to Dave Ramsey's website to see if there is a FPU in my area but nothing - not even within 75 miles! I noticed he has a home study but it is a lot of money. Has anyone done the home study? If so, is it worth the money? Especially since we are in debt to begin with?