In debt and desperate
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| Mon, 10-10-2005 - 1:45pm |
Hi there:
I am new here....
Recently, I had to tell my hubby about the $17,000 credit card debt I have... I have been hiding the fact that I use credit cards from him for years now.... He is very anti-debt and always tells me if I ever use credit cards to pay them off immediately... otherwise do not use them.... he detests them....
He is quite controlling over our money and ludicrously stingy. This is why I got my own credit in the first place. I feel suffocated with his money habits and he won't budge from them.
Anyways, I was pretty good with my credit for a while... then I got cancer. I am in remission now, thank God. But during my illness, I couldn't work and therefore I brought in no income. But, I kept using the credit cards and lying and hiding my purchases and the bills. I paid about twice the minimum amt ea. month without my hubby knowing... I got my own "secret" account and transfered funds to it from our joint acct in bits and pieces and then used the secret acct to pay my credit cards. My hubby would wonder why our savings was going down and since I pay all the household bills I would think up some good lie that he always bought.
But then, we bought a house. We have rented for years. And my hubby wanted to put my name on the mortgage for insurance purchases. So my credit had to be checked. I tried to convince him not to a house, I tried desperately to weasel my way out.... it didn't work. I had to tell him about my debt.
And, he was very very upset. He told me he felt like I had had an affair and he can't trust me now and we are financially ruined. He reminds me everyday about the serious trouble we are in. We did buy the house. We take possession in Dec. But I am constantly reminded of my deceit and my hubby tells me to fix it.... borrow from my parents, get an interest free loan, beg the credit card companies to reduce interest since I was sick... anything.
I am still not working. I have lingering health issues. I feel desperate and alone. Any suggestions??
wallan2005
| Mon, 10-10-2005 - 2:51pm |
