Survival debt
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Survival debt
| Tue, 10-11-2005 - 5:09pm |
I found this site today and found it very interesting as I read the article posted last week about the white collar job search. I'm experiencing being over-educated and constantly in transition. I moved to a new city just over 2 years ago. At that time, my debt was mainly student loans. Now, after 2 years of "taking what I could get" (the GREAT advice people give you when they aren't the ones going through it)...I have credit cards totalling nearly $20,000. In fact, the balance of my 3 remaining student loans plus my car is now lower than my credit card debt. All because I've attempted to live on dead-end nowhere temp jobs while looking for a position comparable to what I left behind in broadcasting. The credit cards used to be only for emergencies like unexpected car repairs, but now I've needed them to survive because my jobs don't pay me enough to pay my rent, student loans, car payment, utilities and buy food and gas. I have not run them up by going on expensive vacations or buying clothes. The only time I leave this town is when I go to see my family in another state (which because of the distance is usually only once or twice a year). I wear clothes and shoes until they can no longer be worn because they're so outdated or have holes in them. The last couple of months, I've had to pay one credit card bill with checks from the other credit card and vice versa because the payments are now more than I can come up with, and I've had some very slow weeks as far as work goes. This is all very upsetting, but until I can find a job that pays me enough to live on, I don't know how I'll get ahead.
Sorry this is so long, but I really don't have anyone I can talk to about this.
Sorry this is so long, but I really don't have anyone I can talk to about this.

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Thanks!! I will show that website to him. :)
Amy
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