I'm so ashamed...
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I'm so ashamed...
| Wed, 10-12-2005 - 9:20am |
Last night I re-evaluated my cc debt, thinking I wasn't "that bad" and came to the realization that i'm over $30,000 in cc debt, along with anohter $15,000 in student loans. I thought I was on the right track, I transferred some of my debt to a 0% credit card and am paying it off little by little. I just paid all my bills for the month, leaving me with hardly anything. I guess I needed to just vent, but also am looking for some advice. Should I contact a debt management company, or should I wait a couple of months, pay more off the 0% and see how it goes? I'm so ashamed at myself, and am so sick of never having any money. I"m turning 29 next month and I feel like i'm not going anywhere with my life. Any words of advice would be greatly appreciated!

"You are NOT your debt" - a mantra used around here a lot!
Becky
CL of 4th, 5th & 6th grade Scoliosis
Hi Kermit,
Don't feel so bad- I am in exact same boat you are.. I am 27 years old and because of the finacial mistakes my bf made (and i loaned him $ from my cc) I am about 35K in cc debt with 15K of school loans. It's terrible. I feel like such a loozer as well, i haven't bought a single things for myself in ages. In addition, bf also has about 7K in his own cc debt and I am trying to find a debt consolidation company for him. So now we are moving out of our apt. and moving in with my parents to pay off some of the money.
Thanks