Optimistic
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| Fri, 10-21-2005 - 11:14am |
This past week I designed an excel spreadsheet of everything that I owe. It includes my interest rates, my minimum payment, and even how much I have snowflaked! Looking at it makes me optimistic that I will be able to pay things down. It won't happen quickly, but I hope to get a couple of the smaller bills paid off by the end of the year with some freelance $$ coming in at the end of the month. Since I am single, I also changed my tax status so that I get a little more back in my paycheck instead of giving it to the government. I hope that helps too.
It's so nice to see the support from this group, and it's nice to know i'm not alone! Everyone have a GREAT weekend, i've decided to take up crocheting, let's see if I can make a potholder! :)

Great news on the spreadsheet - way to go!
Good luck with the crocheting.
All my best,
Danni
I have something in excel. I have also included all my monthly bills in a different section. my goal each month is to try and pay all my monthly bills early and flake as much as I can each month.
I've been doing this off and on (I have ben known to fall off the wagon) but I love to see the totals going down.