Totally Defeated
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Totally Defeated
| Wed, 11-02-2005 - 4:47pm |
Well, I admit it, I give up.
I have so much debt that DF and I are moving into his mother's basement. We won't have to pay any bills, so we can get out of debt, but it's really humiliating.
I am excited because my debt free date (May, 2008) will be sooner than I thought, but how do I get past the guilt...
Yikes. I feel like such a failure.
Sarah


You're not a failure. Definitely not. Not in a millions years are you a failure for having a high amount of debt. Think of it this way--you've got a great lady in your life (DF's Mom) who loves both of you so much that she wants to help you out this way. And as a result, your debt-free date will arrive so much sooner. And then you and DF can decide where to go from there and maybe get your own apartment or a small home to start building your own family. Three fantastic positives! :-D 1. Someone who loves you unconditionally, regardless of your debt 2. A goal to shoot for that you can see happening by your debt-free date in 2008, and 3. A dream to reach for in building a future with your DF. Sounds like you're one lucky lady tonight. :-D
Hugs,
Pat :-D
Hey turn that quilt into anger against that debt. Hurry up and get really serious about paying oit off, scrimp and trim your budget and send those snowflakes to the credit card. It will be paid off before you know it!
Shannon
Shannon
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Sarah - we are under a mountain of debt too.
Sarah: Rest assured you aren't the only one in that situation. I plan on moving back in with my own parents as soon as my lease at the apartment runs out. I'm not looking forward to it but it's the only way I can get my life back on track.
Now as far as the guilt goes, is there any way you can help out around the house? Maybe helping out with a few bills if you can afford it. If not, cleaning, cooking, general repairs or something, you know earn you're keep? : - )
I'm going to take a few of my parent's bills because even with doing that I will still free up a lot of money to apply against my debt. Once it gets closer to time, I'll set down with my parents and see what else I can do around the house. I like cooking so I'll probably start making dinner.
And if DF's Mom is like most people (My parent's included), at least around here, she's probably squeaking by as well. Time and money are both in short supply for most people so anything we can do for each other to help out you know.
Actually no. DF's mom is doing super well with money. She should, she and DF's dad bring in $8000 clear a month!
So, at any rate, we get to stay there for nothing...
Sarah