Persistance Does Pay Off..
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Persistance Does Pay Off..
| Wed, 11-09-2005 - 12:36pm |
Well about 6 months ago I pulled DH's credit report. It was awful. Alot worse than I thought it would be. He had several accounts in collections, and his credit score was approx 550. So I started on the mission of cleaning things up. I did get him a secured cc for $200, because all he had was old negative credit on his report. I payed off all the accounts that were in collections and disputed them. I told DH to charge some stuff (only up to $100) on his card and I would make payments to show he was trying to rebuild his credit. Well low and behold after 6 months of scrimping, saving, paying of debt, and spending alot of time disputing and talking to the collection agencies, I pulled DH's report yesterday and his scores are 602, 619, and 612. YIPPIE! I still have a few more things to clean up which should raise his score another 20 points or so. I am starting to feel like we are getting somewhere and there is a light at the end of the tunnel. We still have a way to go, but at least we are making progress... Here is to another 6 months of trying to stay on budget and hopefully DH's score will go up another 50 points. I would love to have his score in the 700's.

All my best,
Danni