Work has been crazy, And I have been lazy! So I haven't been online, The fault is mine.
I have been busy with unrealistic assignments at work, Yet try as I may, I can't keep up and look like a jerk!
I'm looking forward to a good 2006, and problems I'll fix, and I really hope Cousin Bernadette* will not be up to her old tricks!
(*Cousin Bernadette is my name for my relationship with my debt. I bad-mouth her and do battle with her as I work on debt....Do you have a Cousin Bernadette, too?))
I'll soon be dealing with organizing my accounts And trying to drive down the amounts. January is here And I am already in arrears! I have to deal with getting new glasses and dental And I think the cost will drive me mental. The insurance plan I have really sucks, So I will be out a lot of bucks... To pay I will have to charge, The dollar amounts are rather LARGE.....
However, I WILL SURVIVE and I will LEARN, It's not what I save, it's what I BURN.
Still I expect to have a very good year, And with that thought, my poetry ends here.
I am in the process of THE GRAND PURGE. I started some this morning. I am trying to rid myself of all the crap that accumulated in 2005 all over this tiny little apartment. I have tons of paper and stuff that I know I brought in here myself, but realy, WHERE DID IT ALL COME FROM?????????? How did I get so disorganized?????
I am also going to start tracking all my spending again. It was very effective in curbing my spending. So far this new year I have only spent $8.50 as a snowflake payment. I had a bunch of change, and I wrapped it up and will be putting it towards snowflaking. A good way to start 2006.
2006?!?!?!? It was 2000 just yesterday!!!! Where did all the time go?????
I am trying to dedicate my time away from work, these next 2 days, to organizing myself in this apartment. I have a long way to go, but I have started with the computer desktop....and I found a lot of junk on it, and a lot of medications on it, too, that I was going to take and didn't like Tylenol and Pepto Bismol tablets.......little notes to myself.....CDs, craft supplies, etc., all piled on top of the desk and each other. I have so much to throw out and put away, and I know as I do this I'll be feeling that I have SO MUCH stuff, and I just won't want to add to it.
I did "do a bad" and went out and about sort of shopping yesterday...I have no money, but I wandered amongst the disorganized racks of stuff anyway.....I think I'm over it now. Happy to stay home today although I think I have to take a relative out for lunch.
HAPPY NEW YEAR TO EVERYONE!!!!! Do groundwork for your dreams this year!!!!!!!
Hi, Littlebigs. Am glad to hear from you again! LOVED your poetry/purge message. I think I am just going to close my eyes, and throw things out in '06, also. Especially magazines and "stuff". Dont be a stranger. What are your goals for NY/ Anything diffrerent? ANy new challenges? Whiz.
I'm glad you liked my post...I just was in a weird mood, and felt like writing something in a different style!
I do intend to continue posting and being an active member on the board, but I am just caught in the vortex of work, new family issues, and work and work and work, and long hours, and trying to get back onthe bandwagon of organization and finacial health.....and work, and work, and work......YIKES!!!! I will be here, just need to make the time...I really do love reading and writing here! And I DO need to take care of myself and remind myself that life goes on, I am worth the efforts to be made, and things will get better if I put my mind to it. (My mind was not with it this last half of 2005.)
As for new challenges personal and shared, I have to think about that for a while. I will come up with something! I truly believe that while you are working thru the financial and health issues of life, that you can still enjoy life and distract yourself in a meaningful and healthy way while waiting for the grief (like debt reduction) to be over. Every moment of your life does not have to be overshadowed by debt, and it shouldn't be. Also, I do think you can make a game out of debt reduction, find some way to keep yourself interested and engaged in the effort.....sometimes it gets BORING, TEDIOUS, and may seem like it just will never end, BUT IT CAN....and so doing different activities will help as the journey progresses. So I think of things to do while I am digging myself out of my hole. If you were digging a hole, would you only think of digging that hole, or would other thoughts float by, too??? Sure they would!
My main goal so far is to be better off 1 year from now healthwise and financially....It will be a work in progress. I am gong to try very hard now to LAY OFF THE CREDIT CARD, and BUILD MY EMERGENCY ACCOUNT. That's a great start!
I'm not so sure I can close my eyes for my purge....I have lots of paper items I have to save, but I will be working on THE GRAND PURGE this winter. I will be going thru a few boxes and bags of stuff from 2005 before I go to bed late tonight. Maybe a little juice and some music (NO TV) will help.....
Best wishes to you, Whiz, with your goals this year! Littlesbigs
I'm here! I was going to post an "I'm back (for now)" post, but I guess I don't have to.
Yeah, just take littlesbig's post, subsitute 'school' for 'work' and that'd be me too! This fall term was one of the most, umm, interesting times I've ever endured, er, enjoyed...I ended up taking some of the 'this-wins-an-award-for-stupidest-class-yet' kind of classes, but unfortunately, they're required.
So, I'm back for now, until Winter Term starts at the end of the month.
We have fallen soooooo far off the wagon, I think that it has done gone and left us behind. After running us over a few times. So, I'll be sending my current snowflake information to Becky here directly... :D
Ah, but it's a new year, and a new opportunity to redeem myself.
Julie is probably still out there reading, just not posting. I know she told me "Good Job!" a couple of times last year.
Yep, I always think of her when snowflaking. I don't pass up the odd penny on the sidewalk anymore, that's for sure! After that poll about what would we all do if we found a penny when sweeping, and most of us said "throw it in the change jar" or "ignore it" and she said, "Snowflake it!" --that totally changed the way I saw snowflaking.
Hello and Happy New Year!!!!!!!!!!!!!
I am alive and well,
Yet still in finacial Hell!
Work has been crazy,
And I have been lazy!
So I haven't been online,
The fault is mine.
I have been busy with unrealistic assignments at work,
Yet try as I may, I can't keep up and look like a jerk!
I'm looking forward to a good 2006,
and problems I'll fix,
and I really hope Cousin Bernadette* will not be up to her old tricks!
(*Cousin Bernadette is my name for my relationship with my debt. I bad-mouth her and do battle with her as I work on debt....Do you have a Cousin Bernadette, too?))
I'll soon be dealing with organizing my accounts
And trying to drive down the amounts.
January is here
And I am already in arrears!
I have to deal with getting new glasses and dental
And I think the cost will drive me mental.
The insurance plan I have really sucks,
So I will be out a lot of bucks...
To pay I will have to charge,
The dollar amounts are rather LARGE.....
However, I WILL SURVIVE and I will LEARN,
It's not what I save, it's what I BURN.
Still I expect to have a very good year,
And with that thought, my poetry ends here.
I am in the process of THE GRAND PURGE. I started some this morning. I am trying to rid myself of all the crap that accumulated in 2005 all over this tiny little apartment. I have tons of paper and stuff that I know I brought in here myself, but realy, WHERE DID IT ALL COME FROM?????????? How did I get so disorganized?????
I am also going to start tracking all my spending again. It was very effective in curbing my spending. So far this new year I have only spent $8.50 as a snowflake payment. I had a bunch of change, and I wrapped it up and will be putting it towards snowflaking. A good way to start 2006.
2006?!?!?!? It was 2000 just yesterday!!!! Where did all the time go?????
I am trying to dedicate my time away from work, these next 2 days, to organizing myself in this apartment. I have a long way to go, but I have started with the computer desktop....and I found a lot of junk on it, and a lot of medications on it, too, that I was going to take and didn't like Tylenol and Pepto Bismol tablets.......little notes to myself.....CDs, craft supplies, etc., all piled on top of the desk and each other. I have so much to throw out and put away, and I know as I do this I'll be feeling that I have SO MUCH stuff, and I just won't want to add to it.
I did "do a bad" and went out and about sort of shopping yesterday...I have no money, but I wandered amongst the disorganized racks of stuff anyway.....I think I'm over it now. Happy to stay home today although I think I have to take a relative out for lunch.
HAPPY NEW YEAR TO EVERYONE!!!!! Do groundwork for your dreams this year!!!!!!!
Littlesbigs
My goodness - what a wonderfully creative way to start the new year - wow :)
I'm so glad to know you're hanging in there - DH and I spent quite a bit of time today dealing with organizational issues also.
All my best,
Danni
Hi, Whiz!
I'm glad you liked my post...I just was in a weird mood, and felt like writing something in a different style!
I do intend to continue posting and being an active member on the board, but I am just caught in the vortex of work, new family issues, and work and work and work, and long hours, and trying to get back onthe bandwagon of organization and finacial health.....and work, and work, and work......YIKES!!!! I will be here, just need to make the time...I really do love reading and writing here! And I DO need to take care of myself and remind myself that life goes on, I am worth the efforts to be made, and things will get better if I put my mind to it. (My mind was not with it this last half of 2005.)
As for new challenges personal and shared, I have to think about that for a while. I will come up with something! I truly believe that while you are working thru the financial and health issues of life, that you can still enjoy life and distract yourself in a meaningful and healthy way while waiting for the grief (like debt reduction) to be over. Every moment of your life does not have to be overshadowed by debt, and it shouldn't be. Also, I do think you can make a game out of debt reduction, find some way to keep yourself interested and engaged in the effort.....sometimes it gets BORING, TEDIOUS, and may seem like it just will never end, BUT IT CAN....and so doing different activities will help as the journey progresses. So I think of things to do while I am digging myself out of my hole. If you were digging a hole, would you only think of digging that hole, or would other thoughts float by, too??? Sure they would!
My main goal so far is to be better off 1 year from now healthwise and financially....It will be a work in progress. I am gong to try very hard now to LAY OFF THE CREDIT CARD, and BUILD MY EMERGENCY ACCOUNT. That's a great start!
I'm not so sure I can close my eyes for my purge....I have lots of paper items I have to save, but I will be working on THE GRAND PURGE this winter. I will be going thru a few boxes and bags of stuff from 2005 before I go to bed late tonight. Maybe a little juice and some music (NO TV) will help.....
Best wishes to you, Whiz, with your goals this year! Littlesbigs
I'm here! I was going to post an "I'm back (for now)" post, but I guess I don't have to.
Yeah, just take littlesbig's post, subsitute 'school' for 'work' and that'd be me too! This fall term was one of the most, umm, interesting times I've ever endured, er, enjoyed...I ended up taking some of the 'this-wins-an-award-for-stupidest-class-yet' kind of classes, but unfortunately, they're required.
So, I'm back for now, until Winter Term starts at the end of the month.
We have fallen soooooo far off the wagon, I think that it has done gone and left us behind. After running us over a few times. So, I'll be sending my current snowflake information to Becky here directly... :D
Ah, but it's a new year, and a new opportunity to redeem myself.
~Lisa
Lisa - thanks so much for posting - I'm so glad to know that you're here and still plugging away.
All my best,
Danni
Julie is probably still out there reading, just not posting. I know she told me "Good Job!" a couple of times last year.
Yep, I always think of her when snowflaking. I don't pass up the odd penny on the sidewalk anymore, that's for sure! After that poll about what would we all do if we found a penny when sweeping, and most of us said "throw it in the change jar" or "ignore it" and she said, "Snowflake it!" --that totally changed the way I saw snowflaking.
Thanks for the good wishes-
~Lisa