Mini Challenge - think quick...
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Mini Challenge - think quick...
| Tue, 01-03-2006 - 5:42pm |
If you needed to cut $15 from your spending money this month, where would it come from?
| Tue, 01-03-2006 - 5:42pm |
If you needed to cut $15 from your spending money this month, where would it come from?
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$15.00 is one week of breakfasts at work. I guess I could select 5 days this month to bring something from home and snowflake the $15. Hmmm.....
Littlesbigs
I keep debating about whether or not to cancel Netflix. I'm leaning towards yes at this point. I don't watch the movies they send nearly as often as I thought I would so it's a maybe that ought to free up $15.00 or so dollars a month. I'll be sure one way or another by the end of the week.
Even if I don't cancel Netflix, I'm also committing to bring my breakfast and lunch to work which will free up much more thatn $15.00 for the month. Pretty good so far, breakfast I had poptarts which I never got around to eating will probably eat them tomorrow and a turkey sandwich with chips and cookies. I already have my lunch packed for tomorrow.
My first thought is... $15 from groceries. BUT, we're having trouble staying within that budget as it is since we switched to all organic. SOOO... maybe I could cut it from gasoline, but most likely I'd have to cut it from allowances or amounts intended for medical or power savings accounts...
None of that is anything I'm willing to cut right now, so I won't be snowflaking it (sorry!). If I *had* to, sure. But we're pretty happy with the balance we've struck between paying down debt (we pay more than 10% of our income to debt each month without fail) and living a full and satisfying life.
Fortunately, we've been at this for long enough now (3 years) that we have some cushions in various places, so I rarely *have* to cut the budget--on average, I'm saving more money monthly than we spend, so on those off months when we spend more than we earn, we can tap savings. Not that that happens often, mind you.
Great question, though!
Heather
Probably from the grocery money...we seem to always end up with stuff we 'need' rather than sticking to what we actually need, lol.
I expect once we sit down and revamp our budget, that $15 will appear...
~Lisa
Pumpkin
&nbs
I would cut that $15 from my grocery bill and find a way to make meals with ingredients I have on hand. When we have had to do this in the past, we make a game of it and call it, "Create-a-Meal". Sometimes, the result is awful, and we have a good laugh over it, but most of the time, we end up creating a pretty good meal! :-D
Pat :-D
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