Mini Challenge - think quick...

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Mini Challenge - think quick...
23
Tue, 01-03-2006 - 5:42pm

If you needed to cut $15 from your spending money this month, where would it come from?

All my best,
Danni

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iVillage Member
Registered: 12-28-2005
Thu, 01-05-2006 - 3:12pm

I've been mulling this question over in my mind since I read it the other day. It made me feel really good. A year ago (even less), $15 could have been cut by returning movies on time, by not bouncing a check, by grocery shopping and bringing competitor's circulars with me, by paying my cell phone ontime.

All those things are now done. After thinking about it, I've increased our income by about $30 a month by doing those things.

So for today, where would it come from? Probably groceries. And school lunches, I should send lunch with them more often. Ideally, they are supposed to buy lunch 2x a week and bring 3. But I get lazy. I could not go to the dollar store. I'm being fanatical about tracking my minutes on my cell phone (different plan than last year). Skip renting movies (I only do this about every three weeks though...and if you go right before closing, all movies are 50cents and most are due in 5-7 days, so I'd save $5 on the 10 I usually rent).

H doesn't like to bring lunch from home, and he gets $20 for weekly lunches, BUT he can also charge lunch at the cafeteria out of his paycheck, which usually ends up being about $50 a month. We have so many financial issues though, it's really not worth fighting about.

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Thu, 01-05-2006 - 6:19pm
Groceries, no doubt. I could throw in a meatless night every week and that would make it easy. However, DH is not thrilled on meatless days, so we only do it when we really have to. There are really a few places I can think of to trim, but most of them would involve a sacrifice DH would have to join in on (like meatless meals) and he works his butt off so I'm trying to leave him out of it, LOL. He doesn't spend a dime without "permission"--and literally, he'll call to ask if he can get a drink (drink machine) at work! So I try to "pamper" him with meat at the table, but if I had to cut it, it would easily save that much. =c)

It's a Girl!

Sarah
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Thu, 01-05-2006 - 9:37pm

Wow - I totally hear you on the whole returning videos on time.

All my best,
Danni

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