Upset
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Upset
| Wed, 01-11-2006 - 8:39pm |
Boy, am I really unhappy. I just received a phone call from our Discover card. We have been paying $100. per month to pay off our $1300. credit card. They told me that they had charged off our account as of last year. Here I thought I was making payments and trying to recover my credit and I got hit with this blow. How discouraging!!! I'm still going to pay but it really took the wind out of my happy sails.

I don't understand. Is this a card you hadn't been paying on and then started repaying? It just sounds fishy to me that for such a relatively low amount that they would write off the debt, especially if you have been paying on it. And when you say last year do you mean they wrote it off in 2004 or 2005?
I am so sorry you got this call. I know that when you think you are doing well and then get a blow like this, it can really be a bummer.
Have you called Discover and talked to them about it since they seemed to call out of the blue?
Good luck,
Kellie
hey - no matter what happens - you need to be your own wind for your happy sails - that way no external third party can have such a huge impact on you.
All my best,
Danni