One Down--three to go!

iVillage Member
Registered: 06-18-2004
One Down--three to go!
5
Fri, 01-13-2006 - 9:02pm

I just checked my online statement for one of my store cards. It has a 0 balance. Yea!

We got the card in November because DH was going on a business trip and needed "business attire." The store we usually shop at (which has great clothes) had a special that weekend. Get their card and get 20% off all your purchases. So, not having room on our Visa to buy clothes, we got their store card, ended up saving $165 on purchases that day and only paid about $14 in interest. I was determined to pay off that card before the interest wiped out any savings.

Now, I can hear some of you asking why did we have to buy business clothes for DH to go on a business trip. Well, DH is active duty army and his wardrobe consists of uniforms, khakis and long sleeve pull overs. Not much! Even though he was going to be around the military on his trip, his commander insisted on business attire for the day and dressy casual clothes for the evening.

Well, DH now has an adult wardrobe, is set for any future "business attire" trips and I had an overall savings of $151. That cc is at a zero balance and will only be used for extra savings and immediately paid off in the future.

Just had to share my joy.

Now, to tackle the other three...

Kellie

iVillage Member
Registered: 04-11-2005
Fri, 01-13-2006 - 9:44pm
AWESOME!!!

Lara

 

iVillage Member
Registered: 12-12-2004
Sat, 01-14-2006 - 12:07am
Hi, Kelly. A big hi-five to you for getting this paid off so quickly! Gives us hope. Whiz.
iVillage Member
Registered: 12-05-2004
Sat, 01-14-2006 - 12:05pm

Fantastic news, Kellie! I love to hear success stories like this. It really helps to keep me motivated. :-D

Pat :-D

Avatar for mrslove2000
iVillage Member
Registered: 03-26-2003
Sat, 01-14-2006 - 5:33pm

Congratulations, Kellie!!! Keep on working towards the others!!!!

Susan

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Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
Sat, 01-14-2006 - 9:27pm

Hello,

Congratulations on paying off that store card! You'll call and cancel it soon, right? I have learned that I need to cancel store cards quickly after paying them off, because the "discounts" and "special offers" start tempting me to go back and spend more at that store. Of course, if there's a really good discount for having a store card, I can always sign up again, get the discount, pay it off, then cancel it. I'm sure the stores don't like this much.

Sincerely,
Lindsey Schocke

Got Dot? Why Not? It Pays!
http://2-b.us/?i=33801/ivillage

Sincerely,
Lindsey Schocke

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