Alot more credit card offers

iVillage Member
Registered: 05-09-2002
Alot more credit card offers
2
Sun, 01-15-2006 - 11:07am

In the last week or so I've noticed so many more credit card offers in the mail. I imagine because of the new law/rule about higher minimums, the credit card companies feel less risk.

Either way, I feel a sense of true accomplishment because I scoff at them, tear them up and throw them away. I don't use credit cards anymore and the last time I opened one was 4 years ago. They are all closed now with $2800 to go to be done with them altogether. My bf thinks I should get one with zero percent but I don't want any of them. I'd rather keep my others with CCCA - they've gotten them to lower the interest rate to 2% and that is fine with me! I've been cash only for a long time (or debit card - just nothing credit) that I actually forget people buy any other way. I hope I don't ever fall of the wagon again, but if i do, this board has always helped me get back on track.

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Sun, 01-15-2006 - 12:24pm

Those credit card offers are one of the biggest ways that folks have their identies stolen by criminals.

All my best,
Danni

iVillage Member
Registered: 05-09-2002
Sun, 01-15-2006 - 4:28pm
You're kidding!! I thought they would need your social and other things to verify who you are! Oh my...thank you for the heads up.