Alot more credit card offers
Find a Conversation
| Sun, 01-15-2006 - 11:07am |
In the last week or so I've noticed so many more credit card offers in the mail. I imagine because of the new law/rule about higher minimums, the credit card companies feel less risk.
Either way, I feel a sense of true accomplishment because I scoff at them, tear them up and throw them away. I don't use credit cards anymore and the last time I opened one was 4 years ago. They are all closed now with $2800 to go to be done with them altogether. My bf thinks I should get one with zero percent but I don't want any of them. I'd rather keep my others with CCCA - they've gotten them to lower the interest rate to 2% and that is fine with me! I've been cash only for a long time (or debit card - just nothing credit) that I actually forget people buy any other way. I hope I don't ever fall of the wagon again, but if i do, this board has always helped me get back on track.


Those credit card offers are one of the biggest ways that folks have their identies stolen by criminals.
All my best,
Danni