How stupid am I?

iVillage Member
Registered: 04-05-2003
How stupid am I?
13
Thu, 01-19-2006 - 2:06pm

Just when I think I can get caught up on a couple of things I do something stupid. I rarely bounce checks. But I knew I would bounce one this pay to pay somethings on time. then I would be OK for next month because they wouldn't be due until after payday. Well because of the holiday on Monday, things posted late. (after the bounced check) So now I have 10,count them 10 overdrafts at $34 a piece. I am in tears, at work. How could I be so stupid? I already called the bank, they won't budge. So instead being able to have a cushion in my account, I have to pay $340 in charges. I keep trying to tell myself that this to shall pass. And the long scheme of life this is only a bump in the road. But I'm a single mom and sometimes I just get so tired worrying about things.

Please I need words of encouragement, no slamming please.

Dar

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Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
In reply to: dmdar
Fri, 01-20-2006 - 7:36pm

Not only do I know what you're going through - I think I might have a helpful suggestion.

All my best,
Danni

iVillage Member
Registered: 04-05-2003
In reply to: dmdar
Sat, 01-21-2006 - 2:41pm

Thank you everyone for your words of encouragement. I did call the branch and the manager took off 3 of the charges. That still leaves 7, but it's better than nothing. I'm feeling better and trying to put it behind me. You guys are right. My daughter and I are both healthy. This money stuff will hopefully soon be forgotten.

thanks again
Dar

iVillage Member
Registered: 12-20-2005
In reply to: dmdar
Sun, 01-22-2006 - 11:42am
If this makes you feel like you are not alone...I did the same thing this month. I just can't deal....I am hoping to get this job/client this month which will at least give me the money to pay for my mistake. Life is hard sometime. But we can only take on one day at a time or we will go crazy. Hang in there,
D~ in CT

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