Actually thinking about borrowing more $

iVillage Member
Registered: 04-07-2003
Actually thinking about borrowing more $
14
Wed, 02-01-2006 - 1:45pm

Am I crazy?

I want to get laser eye surgery. But not just any laser eye surgery, but the top-of-the-line, state-of-the-art, $1500 PER EYE no-touch laser surgery. I've needed glasses since I was 8 years old, and frankly I'm sick of the day to day wrestling with contact lenses, wearing glasses every so often to give my eyes a "break", the not being able to see the time in the middle of the night unless I put my face within 5 inches of the digital clock.

LASIK costs a lot less money, but that's the procedure that requires an actual blade to cut your eye before they laser it, and involves a lot more risk (not to mention discomfort).

I will be finished paying off my student line of credit in March - freeing up $300 a month. I was planning on piggy-backing it onto my government loan payment, to make a total of $500 per month. If I finance the laser procedure, it would only set my plan back by another 10 or so months.

What do you think??



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iVillage Member
Registered: 04-07-2003
Thu, 02-02-2006 - 3:27pm
Thank you Peg. That's what I'm trying to tell myself. :)


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iVillage Member
Registered: 12-12-2004
Thu, 02-02-2006 - 5:13pm
Hi, UC. Borrowing? HA! DH reminded me never to borrow again. Got an absolutely tempting offer in the mail from a bank for a line of credit, or second mortgage thing. $250K limit. After dreaming about fixing up the kitchen, and mentioning to DH that I could borrow a mere $25K, well, that was enough to start a meltdown conversation. Plastic surgery? Oh, indeed, have been tempted. DH said no way. By the time it would be paid off, the interest alone would be enough to finance a new car. I say, save up the money. You might be able to still get a discount if you pay cash. JMO. Whiz.
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Thu, 02-02-2006 - 10:46pm

Can I ask your age?

All my best,
Danni

iVillage Member
Registered: 04-07-2003
Fri, 02-03-2006 - 11:21am

I'm 27. Since I decided 100% not to borrow money for this, I'll be at least 28 before I can have this done. I've been to an optometrist twice in the last 4 years, and both times my prescription changed by about .25 diopters, which the dr even told me was practically nothing, hardly even worth writing a new prescription for. I actually have an old pair of glasses I bought in 1999 which I can still use.

I first got glasses when I was 8. I needed new ones literally every year up until my late teens, and then it started levelling off. I've heard that you should never consider laser surgery until at least your late 20s, since your eyes usually still deteriorate until then. But mine have been pretty stable for some time now.



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