I did it and I feel better!

iVillage Member
Registered: 11-10-2005
I did it and I feel better!
5
Wed, 02-08-2006 - 3:24pm

I've got good news! I posted yesterday about our debt.... and yes, I still have it (I dont have news THAT good!) . But I signed up today for cccs. I am so glad. I called a local chapter and had a financial evaluation with today. They helped me figure out a budget, and we worked out a debt management plan. I am still paying

Check out my blog! A Hesitant Housewife
iVillage Member
Registered: 09-20-2004
Wed, 02-08-2006 - 5:01pm
Kel,
That is great. I am so glad there is a light at the end of the tunnel for you...three years isn't that far off! I know I would be discouraged if i had to worry about 11 cards each month...I was freaking out last month when it was nine, and after this month, it will be five, which is still nuts.
Good luck with this!!!
Heather
Avatar for skthurber
iVillage Member
Registered: 03-27-2003
Wed, 02-08-2006 - 9:51pm

That is great that you can still snowflake. We were greatly discouraged from doing this with our debt management program, but maybe I should look into that again. Congrats!

-Sarah

Sarah


Mom to Gina & Tony


 


iVillage Member
Registered: 01-06-2006
Wed, 02-08-2006 - 11:15pm
That's great, I talked to them about mortgages when my credit was good. I didn't see someone about credit counseling but I was interested in a first time homebuyer program and you had to go to CCCS before you could apply. Unfortunately, the woman at the office I visited had no idea what I was talking about but still left me with a good impression and said if I ever needed their help she told me about their program. I think they are the only one I would really trust there are just so many out there right now, just to make a $$, they charge higher fees and really don't do much more than you can do yourself, while CCCS is reputable.

Proud sister of a Marine:

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iVillage Member
Registered: 11-10-2005
Thu, 02-09-2006 - 8:19am

Thanks so much for the responses everyone! I feel great about our decision.

Check out my blog! A Hesitant Housewife
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Thu, 02-09-2006 - 10:08am
Kel - congrats on making such a big decision.

All my best,
Danni