Your strengths

iVillage Member
Registered: 09-22-1999
Your strengths
3
Wed, 03-01-2006 - 9:12pm

One more question for tonight:

What strengths do you have that are going to help you get thru the ups and downs of this debt journey? You have something inside of you that is going to hold you thru this journey, something that will support you, and maybe you don't even know what it is yet. But what do you think your strengths are that will carry you thru to the end? What strengths do you have that you have discovered inside yourself?

..Bravery
..Consistency
..Learning
..Discipline
..Talent
..Patience
..Stress reduction techniques
..Humor
..Dreaming
..??????????????????

Good night, Littlebigs

Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
Wed, 03-01-2006 - 10:47pm

Hello,

My strength is the power of my "vision". I can very clearly visualize the day that I pay off all of our debt including our mortgage. I can see myself setting my 401K allocation up to the maximum amount allowed. I can see myself setting aside money for future children's college expenses (no kids yet, but want them). I've even drawn up a "budget" for the next babystep, when I've paid down our credit card debt to zero and start on the FFEF. I love watching that snowball grow, especially knowing that the snowball will keep growing when the debt is paid off, and will be applied to things I really want, and would like to save up for.

Every single day, I take time to visualize that goal and come up with an action I can take in that direction. It may be trying to find a coupon for lunch, skipping a soda and getting a drink of water from the water fountain. I might even try walking down a flight of stairs to say hello to a coworker when I'm feeling a little sleepy at work, instead of getting a chocolate bar from the vending machine to perk me up. =) My husband thinks I'm a little "too" gazelle, but I don't think so. I do budget some "blow" money, and have an inordinate amount of fun (guilt free!) when I'm spending it. I look forward to the day when I can set aside half of my paycheck to save up for an Italy trip, and be done saving up for it in 3 months, because I don't have any debt!

I can see selling our house when our family outgrows our current house (2 bedroom, 2 bathroom and I want 2 kids). I can see saving up for a 100% down payment on a car that we want. I can see buying a new house with cash (wow, love that picture) because our current house was paid off and the proceeds were pure profit.

Do you see my vision?

Sincerely,
Lindsey Schocke

Sincerely,
Lindsey Schocke

Geeks on Tap: Mission Accomplished

iVillage Member
Registered: 10-09-1999
Thu, 03-02-2006 - 10:23am

I think I have discipline...I usually write out my snowflake or transfer the snowflake as soon as I realize we have extra $, that way its done & I can't think about some other use of that cash. I also have vision, to be proud of all of the years we've worked & have something to show for it. Paid for cars, toys & house, EF & nice retirement nest egg & lots of freedom! Freedom to travel, do a spa day, give to charity & LIVE life to the fullest.

Thanks for the thoughts...I'm off to do a snowflake, new prescription card saved me $40 last night at the drug store...YAY

cindylee

iVillage Member
Registered: 01-06-2005
Thu, 03-02-2006 - 3:06pm

Patience!! Definitely! I am comfortable with the fact that every dollar adds up, so even if I only "snowflake" a few extra dollars each month, over time that will be the difference between being debt-free and NOT being debt-free!

~Aravis~

 

Image hosting by TinyPic