Need advice!

iVillage Member
Registered: 10-12-2005
Need advice!
11
Fri, 03-03-2006 - 9:32am

I got my tax return last week, and I haven't paid any bills yet, but I have a plan for the money. Then the unthinkable happened. My TV died! I only have one TV and it sounds pathetic, but it's my lifeline. It's the one luxury I give myself.

I can afford to buy a new TV with the tax money I have with some left over, but I was thinking of going to a place like circuit city that have specials where if I qualify I can get 0% and pay it off slowly. Here is my thought: get the 0%, pay off half with some of my tax money, and then use the rest of it to go towards higher interest debt. What do you think?

I like to do alot of research on big purchases like this, but I just don't have the time!

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iVillage Member
Registered: 03-16-1999
In reply to: kermit_48093
Sun, 03-05-2006 - 4:46am
DH and I sometimes say that the only thing new in our house is food and underwear. We are not quite that bad but close. Have you checked out auctions, classifieds, and yardsales (if they are still going on in your area.)? Our most recent tv purchase was a 32"flat screen tv with a separate surround sound system and dvd for $100 at a yardsale (we have them year round here). In this case the guy was moving and could not take it with him. It was the end of the day and he needed to pack up. If you have an auction house near you you can probably pick up a very good tv for about $25 or $50. We have had really good luck with them. Once you buy a used tv, start saving for the one you want and you can compare prices and pay cash for a floor model when the used one dies. Stores do wheel and deal on floor models and they come with full warrenty.

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