Big changes starting to pay off
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| Mon, 03-13-2006 - 9:13am |
I have made some big changes this past year and things are finally starting to settle down. I moved 500 miles to take a better paying job and three weeks ago I gave up my wonderful apartment where I lived alone to moving in with a roommate to save $600 a month.
Prior to these changes I was floating checks to have enough money to get through the week. I was writing checks for over to the grocery store days before payday and hoping they would take a few days. I was not overspending - just too much debt and not enough income and doing the best I could but it was not working. I was lucky if I had $20 in my checking a week prior to the next payday. I was hungry, tired and when I was sick, would avoid the doctor due to the co-pay. I was overdue on everything, sad and struggling.
A few months ago I started a savings and a 401k. I also decided as a present to myself (I turn 30 this month) I am taking myself to Ireland. I found a great deal on a ticket, actually for the first time in my life had the money to buy it and did it. I am going alone and I am going to take the time to reflect on all the blessings I have in my life.
Thanks to this board, I am on the right track. I don't know what I would have done without all of you! Thank you.


So true and thank you! And happy year 30! I told myself by 30 I wanted to be out of debt but since it won't happen this month, I said by the end of year 30 is my new goal (car payment and student loan will still be around but everything else gone hopefully!)
I hear you - the next milestone I plan to have a retirement plan doing really well. Fingers crossed for both of us!
WOW!!!
Becky
CL of 4th, 5th & 6th grade Scoliosis
Thanks! I know - it usally is a train but not this time...so far...
haha! You never know though. I do have my health and family so in the end thats all that matters anyway, but I prefer this side of the coin so I hope the progress stays on track.
I am so happy for you!
Pam
Proud sister of a Marine:
that's great. keep up the good work.
MYM