Attention to detail

iVillage Member
Registered: 09-22-1999
Attention to detail
8
Thu, 03-23-2006 - 10:38pm

I want to challenge the board this weekend to pick one or two things to pay detailed attention to. The point is to stop, focus, slow down, review, investigate, discover....for the purpose of helping you with your debt journey, look at one or two things that you can benefit from or learn from somehow to help as a baby step towards your debt-free goal or even your emergency fund goal.

Will you review your checking account registers and statements in detail to see where the money went or if it is in balance? Or count up fees you have been paying unecessarily?

Will you look carefully at your credit card statements for the last 3 months to see what your debt total really is?

Will you walk around your house to see if you have a few items to sell?

Will you revamp your budget or just a few items on it? Or will you set one up for the first time?

Will you decide you are sick of the debt and enjoy the weekend itself as a time to relax and renew and self-focus, and then jump back into dealing with debt on Monday? (You ARE ALLOWED!!!!)

What will you do?

Good luck! Littlesbigs

Avatar for mquin73
iVillage Member
Registered: 03-27-2003
Fri, 03-24-2006 - 8:15am

I will probably revamp my budget. I have recently paid off one cc and one other debt so it's time to go over the budget again, but I will probably do that today instead of this weekend, b/c this weekend I'm taking a break from it all! lol Everything else I pretty much have done or do now.

Michelle


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Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Fri, 03-24-2006 - 8:31am
I will focus on "me" this weekend - I need to learn to spend a weekend not worrying so darned much about the debt! :)

All my best,
Danni

iVillage Member
Registered: 05-09-2002
Fri, 03-24-2006 - 9:29am

I am starting to think I am obsessed with my debt - I just sold a microwave I didn't need, I check my checking account daily to make sure every cent is correct, and I adjust my budget every payday. I think for me I need to CALM DOWN :)

I did learn from my recent vacation that while away, I tracked every cent spent and knew exactly where I stood. I don't do that when I am home. I try to stick within the budget and thats it. This weekend I am going to track everything I spend - coffee at Dunkin Donuts, etc., and decide where else I can trim some money to snowflake. I just rewarded myself with a little vacation so I don't need to splurge again this weekend! I will allow myself to pick up some fun items at the grocery store instead of just the healthy things I need. Great question!

iVillage Member
Registered: 01-31-2006
Fri, 03-24-2006 - 11:38am
Great challenge, littlesbigs. I noticed that rates on two of my cc with highest balances are up to 15.9 on one and 7.9 on the other. So, I am paying around $100/mo on interest in those two accounts which is unacceptable. I will look into transferring these balances to cards with lower interest. I also need to stop obsessing with my debt. I've been stressed about our finances and the stress causes me to be physically ill.
iVillage Member
Registered: 12-05-2004
Fri, 03-24-2006 - 12:05pm

I've just spent the last week completely Spring Cleaning the upstairs of my house. I've made two trips to the dump and two trips to Goodwill, always with the entire back of my SUV filled with bags and boxes of stuff to get rid of. This has truly taught me just how much junk I had hidden in closets, under beds, in every nook and cranny of my house. At this point, I dread the thought of going near any store because if I bring it home, I'm going to have to clean it out again one day. LOL! :-D

So I'll be spending this weekend focusing on family and enjoying my efforts of the last week. Then, on Monday evening, I'll be starting on the downstairs and my trips to the dump and Goodwill will begin again. LOL :-D

I can't wait for all this Spring Cleaning to be finished :-D

Pat :-D

iVillage Member
Registered: 12-04-2003
Fri, 03-24-2006 - 12:32pm

I think I'll continue with a grocery project I started a few weeks ago.

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iVillage Member
Registered: 10-07-2003
Sat, 03-25-2006 - 8:43am

Okay.

Pumpkin

&nbs

iVillage Member
Registered: 05-18-2005
Sat, 03-25-2006 - 9:27am
Hello all, I guess you could call me a lurking member of this board. I don't post often, but I do read the posts and get so many ideas from you all. This is a great question, I have decided I am going to also have a "me" weekend. I think I have been obsessed with this debt issue and it's affecting me physically. I am getting quite depressed about it all. My dh is gone to a Nascar race this weekend with our ds, and I am going to have my granddaughter over for a girls days and sleepover. I have paid off quite a bit in the last 6 months and think I deserve a weekend to just enjoy. I feel old, cause most of you are just beginning your life journey, and we are nearing retirement. But because of some life issues that affected our family we find ourselves in some debt. But there is a light at the end of this tunnel, for us all. Anyway, everyone enjoy the weekend, and think Spring!!!!!! Thanks for listening. JanW
Jan