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| Wed, 04-19-2006 - 6:54pm |
I've been a lurker for quite some time. I posted yesterday about a problem at work. I can't afford to leave my job which I hate. I get so upset with myself because I backed myself into this corner. Where do I begin to control this debt? I'm using my cards for things like groceries and utilities. I never seem to have any "extra" money left out of my paycheck. I've started bringing my lunch to work and trying to cut back. I'm open to any suggestions. Thanks!
KRG

I was thinking about you today. Did you get called in by the big boss or not? If so how did it go?
When we first started trying to get our $$ under control we started by looking at our extras and what we could get rid of(cell phones, cable, computer service) and of those extras what we weren't willing to get rid of...Then we looked at what we could cut-eating out, groceries, stuff for the kids.....Then we looked at our fixed bills and worked backwards from there.
Danni
cl-phocid, Debt Support Group
All my best,
Danni
Pam
Proud sister of a Marine:
I'm sorry you got told to be a team player.
Thanks for all the support! This work situation has really opened my eyes on getting my debt in control. I have listed all my debts from the smallest to the largest. Quite the eye opener. Everything I owe is on credit cards. Thank goodness my interest rates are low. I live with my mother and am helping her raise my niece and nephew. I pay for the water, cable, groceries, car insurance, car repairs, etc. I have started keeping a spending journal and have been surprised what the little things can add up to. Monday I'm calling the cable company to see what's the cheapest package they offer. My friend and I have started bringing our lunches to work. She's in the same boat as me with her debt. This weekend I'm actually going to use the Quicken that I have had awhile but never actually put to use. Maybe it was a good thing that this work problem happened. Again, I'm always open for suggestions! Thanks!
KRG
You and your friend should swap cooking days!