Thanks . . . and an update
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| Fri, 05-12-2006 - 4:42pm |
Thank you all for your advice in my post from earlier today (about saving for college). DH and I talked about it and have decided that all extra money will be used to either stretch our budget (when we need it), build our EF or as snowflakes on our CCs (he suggested that ~ I'm so proud of him! LOL!).
He is also getting more interested in everything now that he sees how serious I am. He's agreed to work on a zero-based budget this weekend. He actually had a budget on his computer (we also use Quicken so we'll have pretty accurate records) and I found our old budget from when we took Financial Peace almost 3 years ago. The interesting thing is that we had a much bigger gap between our income and our spending then . . . and since then, we've had another child, our debt payments have increased and DH's raises/bonuses haven't been that great. That tells me that we have done an OK job of using the money we do have and reducing our expenses.
Now we just have to figure it out so we can start getting the debt paid off. WE CAN AND WILL DO THIS!!!!




