Best Buy Credit Card

iVillage Member
Registered: 03-27-2003
Best Buy Credit Card
3
Fri, 05-19-2006 - 1:58pm

I was planning on paying this off for good today anyway. Payment due date was 5/21, which is Sunday. I went online to make a payment (usually don't do that with them because their website is awful). And it says that if your payment is due less than 2 business days from now, you have to do a "rapid pay" or something, and they charge you $15.00 to do so. Are you kidding me? All of my other major credit cards like Visa, Mastercard, the other Visa....lol...etc allow me to make a payment that day and have it credited that day (sometimes it needs to be in by 3 pm or something) but they don't charge me for it.

I called Best Buy, and long story short ended up paying the $15.00 fee which they charge you to make a payment by phone too. I complained about the fee to her, and just ended up saying "fine, charge me the fee, I want the whole balance paid off". Nagging $112.40 plus the $15.00 fee. Then I told her to close my account and she asks me WHY. I told her to type in the box "because you charge $15 to make a payment the same day".

Urgh. Annoyed at having to pay the fee, but glad that account is closed now and being safe in the knowledge that I will never EVER open an account there again.

Heather

iVillage Member
Registered: 01-06-2005
Fri, 05-19-2006 - 3:02pm

Best Buy stinks, in my opinion.


Good riddance!

 

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iVillage Member
Registered: 01-31-2006
Fri, 05-19-2006 - 3:20pm
Good job on closing that account. I can't wait to do the same for my Chase card, they have been such a pain. I want to write myself a note to never have any busines with Chase, EVER. Hopefully, all of us on this board can close credit card accounts one by one and never deal with them again.
Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
Tue, 05-23-2006 - 5:03pm

Hello,


Congratulations on cancelling that card! I have a Chase card I'll be cancelling soon (as soon as I get a zero balance statement). One more debt bites the dust! Woohoo! I have several credit cards that charge a fee to make a payment 'same day'. Our mortgage company does too if you use their online 'easy pay'. Anyway, I use our online billpay system through my bank to make payments, and the billpay system *requires* that you schedule the payment 5 days in the future (to allow for mailing the check). So I've been "trained" by the billpay system to pay those credit cards off 5 days early. =)


Sincerely,
Lindsey Schocke

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