When TTC and finances don't quite match
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When TTC and finances don't quite match
| Thu, 06-01-2006 - 9:58pm |
So dh and I would like more children (a lot more, but that is a whole different story).
| Thu, 06-01-2006 - 9:58pm |
Hi there...
People have always told me that there is never a perfect time to have kids, you could always have more money saved up or be more financially prepared. So....maybe you could make it work with your current financial situation?
Best wishes! :)
I've even heard Dave Ramsey (if you aren't familiar he's into gazelle intensity deliver pizzas to get out of debt kind of guy) say that having your family shouldn't wait for your finances and that children aren't that expensive.
Yeah, waiting is tough! I think it depends on how well you can plan for the "what-ifs". If your finances could handle an early maternity leave (for bed rest, let's say), or if you could manage that in a few months, then maybe you could start a little sooner. If not, then you should probably wait a few months and re-analyze.
We have twins who were conceived through fertility treatments. While we are not planning on adding to our family, I have thought about what would happen if I were to get pregnant. (It is pretty unlikely in our case, but hey, miracles happen!) I know that I could adjust our budget to make it work if we had to. If you can go through some similar scenarios and get answers you are comfortable with, then hey, maybe you could start TTC. If anything less than a picture perfect pregnancy would really mess you up financially, then you need to realize that this month is not your month. But that doesn't mean that next month or the following month would still be bad. Crunch your numbers, talk, talk, talk to your DH, and listen to your heart, too. Maybe your wait can be a short one.
Best of luck in your decision.
-Sarah
Sarah
Mom to Gina & Tony
I am getting a dramatic raise next month that will after taxes mean at least an extra $250 per month (I think more like $350, but again, I ALWAYS underestimate, just in case).
Just because you start TRYING doesn't mean you will wind up pregnant right away.... ;-)
I totally agree with the poster that said there's never a perfect time to have a baby, also the one that said just because you're trying doesn't mean you are going to right away! However I understand that you are trying to get yourself in a good place first.
This is also one thing that I'm really resentful about. We are planning to adopt, but can't even start that ball rolling until our finances are in better shape. And we may like another biological baby...but definately not going to do that until after we adopt, or the adoption may not happen. So I also can't start building our family for now.
The good news is we are FINALLY in a place where we started saving, and have approximately $450 in the adoption fund. No, it's not alot, but it is finally finally finally a START!
Hey, maybe if it's a girl, the name "Patience" will be fitting??
I am just a lurker here, but I thought I would share.
Michelle
SAHM, Homecooking, Knitting, Sewing, Crafty, Homeschooling, Crazy Mama to:
Tabitha (12-20