DH - has gone overboard
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| Sat, 06-03-2006 - 12:55am |
Couldn't pick an emoticon for this, but has anyone else had this happened to them?
My DH had a lot of trouble getting on board with some of the debt reduction methods - couldn't keep track of minimum payments, didn't pay bills on time because "then we'd have no money", didn't work as hard as he could...
Now, he's gone nuts. His new plan is that we pay 1K twice a month on the cards. Which is a great plan, except that I only bring home $2700 a month, DH doesn't have a regular job, (but brings in some money), and we have other bills (like rent) to pay. The problem is that last month I took an online job and with it and our tax return, we brought in an extra 3K. I also sold some of our stuff. But that's not going to happen every month.
None of this would be an issue, except that he's gone bonkers. He's paying bills in advance, sending off chunks of money to the credit cards, and calculating our income in the oddest way. All the math is fine, it's just chaos. I liked it when I knew what was going on in advance. When bills were paid at the same time every month, not as soon as they arrived.
I'm sorry for whining - I know this is not a problem compared to what other posters are going through, but I am such a control freak and this is driving me nuts.

lvhunnie2005
Yes, we are! It's just so odd... he, too, went for years not knowing how much money we had, and he was paying his bills late; to the point where his parents were getting phone calls from creditors. We got a joint account because he just couldn't be responsible about bills - he wouldn't have the money to pay them, so his solution was to not pay them. Or he would have the money, and he wouldn't pay them, because then he wouldn't have any money.
Right now, because we have an emergency fund and a bit of time, I'm trying to loosen up a bit and let him pay the bills his way, because he sees how his parent's don't share their finances with each other (his mom controls everything), and he doesn't want us to end up that way. And I can understand that. They don't talk about money, they just fight. I have to show him that I trust him now.
But oh, I can't wait until school is back in session and I can go back to my system. Of course if we had kids, I'd never let him fool around with things like this.
Can you at least get him to sit down with you once a month where you two could have a budget meeting together and decide exactly how much is going to what bill? Then make a pact that any changes in that agreed upon plan need to be discussed by both of you before anything is done. Would he go for that? You don't want to discourage him and have him go back to his old ways, but maybe if you present it as more of a "teamwork" kind of thing, which seems to be what he dislikes about how his parents run things, he might get on board and you would feel a little more in control too.
Heather