What A Nightmare!

iVillage Member
Registered: 05-17-2006
What A Nightmare!
2
Thu, 06-08-2006 - 11:38am
Hi, all - What a Nightmare! I just received a summons at my work to appear in court regarding a cc balance with Citicard. They are going to get a judgement against me so they can garnish my wages. I'm the payroll manager, for goodness sakes, at my company - the Corporate office is really going to be impressed if they get a garnishment on me! Every single one of my creditors have agreed to settle except for Citicard and they will not work with me at all. I'm frazzled to the bone. I have an appointment to see a lawyer on Monday but I do not know if that will do any good. I would like to stop this garnishment any way I can. I feel like countersuing them for discrimnation because I know for a fact they do settle with some debtors but not with all probably because I have a good job but that doesn't help the fact that I have debt out the WAZOO. Has anyone else been in this situation? Do I have any recourse? Maybe my lawyer can get them to set up a payment schedule? It is probably too late. I just thought since all the others were settling that they would to so I just let it go on too long. Will this nightmare ever end??? Thanks for listening. I appreciate you all!!!
iVillage Member
Registered: 08-23-2005
Thu, 06-08-2006 - 11:44am

HUGS.... I would suggest you go to www.crediboards.com.

lvhunnie2005

iVillage Member
Registered: 03-27-2003
Fri, 06-09-2006 - 9:47am

I feel bad for you. I can imagine how embarrassing that would be at work to have your wages garnished. Urgh. How much do you owe them? Is there any way you could transfer the balance to another card? Or make a lump sum payment by taking money from somewhere else to show good faith? Let us know what the lawyer says on Monday too.

Heather