In Shock!

iVillage Member
Registered: 10-12-2005
In Shock!
1
Fri, 06-09-2006 - 10:34am

I'm in total shock over my FICO score! It's 711 which is really good considering I thought it would be 650. I just wanted to proclaim it to the world!

I do have a question, how hard is it to fix errors on your reports? On two of the reports, it says that I live in Frankfort, IL and have a few accounts that are not mine. They are in good standing so thank goodness for that, but I want them off my record!

Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
In reply to: kermit_48093
Fri, 06-09-2006 - 10:50am

Hello,


Each credit reporting agency has a different procedure for disputing errors, but once you follow their directions, it's basically pretty quick and easy to do it. They just need it in a certain format. Normally, you can dispute items online if you purchased the credit report online.


Look up the credit reporting agency's website online and you'll find detailed instructions for disputing any and all inaccuracies. It's definitely worth it to dispute those errors and it will improve your score if negative items are removed that shouldn't be there!


Sincerely,
Lindsey Schocke

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