The Total Money Makeover.......

iVillage Member
Registered: 04-11-2005
The Total Money Makeover.......
17
Wed, 06-14-2006 - 2:45am
is it worth it to buy?

Lara

 

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Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Wed, 06-14-2006 - 3:11am

Hey Lara - it's a good book, and some folks keep going back to it.

All my best,
Danni

iVillage Member
Registered: 08-19-2003
Wed, 06-14-2006 - 8:32am

Hello Lara,

I am following the Dave Ramsey plan. I think its defintately the book to read to get that super motivation or gazelle intensity. I would not go buy it, I would wait until the library gets it, or go to Barnes & Noble and read through it there.

I know that one of my best sources for keeping me on target is the following message board. www.llnoe.com

Shannon


Pregnancy%20ticker
iVillage Member
Registered: 03-27-2003
Wed, 06-14-2006 - 8:36am

I agree with Danni-I would interlibrary loan it and then listen to the archives.

iVillage Member
Registered: 05-18-2005
Wed, 06-14-2006 - 8:51am
Hello Lara, TMM is a good book but I wouldn't buy it. It will just increase DR's income and reduce mine LOL. I don't totally agree with all that he says, he sometimes is over the top a bit. I agree we need to pay off our debt.....but there is life out there to live and who knows how long we have so we might as well enjoy it a bit. MY DH says I have become obsessed and it's causing some conflict as he thinks we should be able to relax a bit and not think about debt all the time. I think we have argued about money more since I read the book than before. I have a tendency to get caught up in something like this and that's all I focus on. And as DH and I are not exactly on the same page, like I said, it causes some conflicts. I'm not sure what DR would say about that. So no I think debt isn't who we are...But you should read it just to see what he's all about. Even his radio program, I can't listen to it all the time. It's too depressing, all these people paying off thousands of dollars of debt in just a few months. But some of this debt is just frivolous spending, ours was health issues and job losses. I think there is a difference. Sorry this is so long. I am just frustrated I guess. JanW
Jan
iVillage Member
Registered: 08-23-2005
Wed, 06-14-2006 - 10:55am

Hi there,


This is a great book and it's one of the books that I actually refer back to a lot.

lvhunnie2005

iVillage Member
Registered: 03-27-2003
Wed, 06-14-2006 - 9:20pm

I just wanted to say how much I agree-oh don't get me wrong there are people who call in who have done truly amazing things over the past few years to become debt free.

iVillage Member
Registered: 01-06-2005
Thu, 06-15-2006 - 9:29am

and I don't my kids to only remember us working and not doing fun stuff.

 

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iVillage Member
Registered: 05-18-2005
Thu, 06-15-2006 - 9:32am
Hi Taleyna, I am on the same page as you on this one. If it's a choice between making an extra $30 payment on my cc and going out to dinner with my kids and grandkids....hey that's a no brainer, at least for me. I have lost so many of my family members, that I have the mindset that I am going to enjoy life just a bit. We aren't extravagant people at all, have always lived very conservatively (don't have the boats, RV's etc.) so sometimes when he comes across about all the toys people have. Uh, we don't, we are just trying to have a decent life...and sometimes we need to charge a few things. Have a great day. JanW
Jan
iVillage Member
Registered: 09-20-2004
Thu, 06-15-2006 - 11:56am
I don't know lara. I like to have at least one good book about finances in my home library to refer to when i need a kick. It is cheaper to have it available to you when you need it for encouragement than to fall off the wagon. I am not totally against buying books about finances, though i do like to purchase only books I have read that will be helpful. So in that regard, i would want to check it out of the library first.
Heather
iVillage Member
Registered: 01-25-2006
Thu, 06-15-2006 - 12:33pm

2 months is a long time. :) Popular choice obviously. I would've forgotten why I wanted to read it by then! I would put a saved search on eBay and check out the used books online to see if I could find it that way. One great site to comparison shop from is www.campus1.com.

This is one of those things that is a bit like changing to healthy eating. Folks didn't get 20 lbs overweight eating one candy bar and we all didn't get into debt buying one book. It was choices made (or more importantly default choices) over time that did that. I applaud your thoughtful consideration of the purchase (which is the important skill IMHO) and think either way you go makes perfect sense.

A PP mentioned having a reference book. I think that is a great idea but I would choose something broader than a debt reduction book. I thought Suze Orman's Road to Wealth was a really excellent broad personal finance book. I did check it out of the library but I intend to pick one up at some point off the used market to own.

Peg

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