Give yourself a spending allowance?
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Give yourself a spending allowance?
| Sat, 05-24-2008 - 12:01am |
With trying to snowflake and all, I was wondering if anybody gave themself spending money?
| Sat, 05-24-2008 - 12:01am |
With trying to snowflake and all, I was wondering if anybody gave themself spending money?
I think you should give yourself some money that is yours alone. It would make you feel a lot better On tv that maxed out show they are always counting in a little money in the jar for the extras If you don't spend it then I would open up an on line saving just in your name and what is left at the end of the month if just a dollar put it in that account. I am really big on all women should have
You absolutely need some spending money that's yours alone to do with as your darn well please.
If I was you, I would discuss with your DH how his side cash is making you feel. I would also suggest that you explain to him why you would want to budget for a spending allowance for yourself.
I think you definitely need to budget for a spending allowance. Personally I have found that although there are weeks where I spend either none or close to none of my allowance, it helps to have it there in the budget as if I don't I tend to turn around and eventually have a shopping/spending blowout. I've come to realize that as much as I want rid of the debt, it will take longer to pay off if I am depriving myself of spending money.
I could have almost wrote your post. DH bought a used Cadillac CTS and said he didn't want to do much - just add some chrome exhaust tips ($80) so I said whatever. He's working extra jobs to pay the payment/insurance. Well, he got it home, and wanted a new dash kit, a new grill, LED lights, etc. What is it with men and cars? Anyway, now our dog needs surgery, my dentist bill came, and all the other bills are due this check too. Luckily, I was ahead in daycare costs and didn't have to pay this check so that covers my dentist bill. And I told DH that he just can't do everything at once to that stupid car. We barely drive it because he's afraid of getting it dirty or someone dinging him in a parking lot! Grr! That's a whole 'nother story though.
Anyway, I do give myself $50 out of every paycheck as my allowance. I usually use it for lunch out once a week with the girls at work and anything fun I might want to do - usually not much since I'm always with DS who makes it tough to do anything. I shop clearance racks though and can sometimes find a couple shirts or a pair of pants at a great deal I'll pick up. If I have anything left over at the end of 2 weeks, I snowball that and then give myself the new allowance when the next check comes.
It is very important to give yourself some "fun money."
It's okay to jump...you have wings!
To move forward...you have to stop looking back.
I soooo understand where you are coming from. Dh has dumped over 3k in a POS truck that is 30 yrs old. Finally I said no more truck improvements until ALL debt is gone. We ran up our debt together, I felt even if he got xtra $ he should contribute to paying it down too.
I have been bad lately about giving myself spending $, but think it is a great idea as long as you are still meeting you debt reduction goals. GL with everything. I feel your pain!
Thank you everyone for lifting my spirits and giving encouragement.
I am self-employed, my husband is salaried, and I give both of us an allowance.
We have given ourselves spending money from the very beginning.