has anyone ever experienced this?
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| Tue, 05-27-2008 - 8:54am |
Hello to all,
I tried sending this last night, and for some reason had computer problems and it did now take??
First of all I want to say thank you to all the postive support when I finally decided to share my mess with everyone a couple weeks ago.
This is my situaiton my dh and I are about 66,000 in cc debt. stupid i know. We have 2 house payments for a while becaue we could not see the one place, (have renters in there right now),
Looking on the board and people suggestions for the month of May I wrote down each every expense of what $$ was coming in and going out. Very helpful. Very depressing. We get paid twice a month. So, last night I started working the bills for May 31st - June 15th. Well, I am a bit in the negative. All the bills are going to get paid. but now I am in the negative for food, and gas, etc.
Now, probably have been like this for a while and have not stayed focused because we have tax $$ and stimulus $$ to keep afloat. I have separated the $$ now so I am aware of dipping into it.
My question to all of you has anyone experienced being in the negative or am I the only train wreck?
My focus for the next couple weeks is hopefully not to dip in the tax $$ and make ends meet.
I bought an new bathing suit because we are being taken on vacation next month from my in laws, that really is not going to cost us anything. But, I am returning the bathing suit it was $40 it is cute, but need to stay focused. I was thinking of going to a consignment shop and taking a couple items of clothing that have tags on it, and see if I can get anything for it? Nothing to lose there. ANd we have tons of change I am going to cash in the change.
I know these ideas may sound silly, but I am determined to make things work.

Hate doesn't make you any money. It is a total waste of time. Actions like you are taking mean more Roll the money yourself Go to the bank they will give you some paper rolls and while you are sitting watch TV roll the money Those machines cost you money money you need.
Yes have been in red before. As long as you know how much then you will have something to work with.
I don't know if this will help but if you can get a kroger credit card and just use it for cash they give you a few cents discount on gas and also on food sometime. Of course you need to pay it off each month.
If you haven't done it already go over each of your household overhead bills, Gas lights phone cable internet cell phone take out the extras get on a fixed plan with the gas and lights That kinda thing to bring yourself into line and to zero red.
I heard
Thank you! Your are right hate does not help.
Going during lunch today to the bank and getting coin rolls. Going to take the negative energy and tonight going to roll some coins.
Thanks so much.
Claud
We were in the negative for years and just sort of ignored it and 'hoped things would get better', so you're not the only one.
I think it's a good idea to take back the bathing suit (assuming you have an old one to wear) and to take some things to the consignment shop. Doing small things over and over is what will get you out of debt. Even if things don't sell, or other attempts don't work out, at least you are facing your problems.
We also have been packing our lunches, decluttering our apartment, and finding small ways to make more money.
Hello,
Thanks so much!