Come on cheer up. Your problem is that it is June. The totally worse month of the year. I save up all year just for June. Do you know as of this morning I am 86.00 in the hole in my checking account.
You aren't falling off the wagon. Spending money on unexpected expenses is not necessarily a bad thing. We all have to do it at times. Heck, my house needed a new roof, a new furnace, a replacement washing machine, and a replacement air conditioner in the seven years we have lived here. Occasionally, my husband needs new clothes too. The dog may occasionally get sick, but you can't plan for when it will happen. These kinds of expenses are what an emergency fund is for (although the suit wasn't an emergency).
You spend money every day on food, utilities, gas, rent or mortgage payments, etc.. and you aren't considered to be "going off the wagon". But unexpected spending sometimes feels so "guilty" when you're trying to pay down debt. I understand that. But if you were able to cash flow these expenses, then you haven't slowed down your "debt free" progress.
The good thing about seeing these kinds of expenses and yet *not* adding to your debt total, is that they will happen again, but when they do, if you have an emergency fund and less debt each time, you are still making progress!
I can relate.
Robye
Come on cheer up. Your problem is that it is June. The totally worse month of the year. I save up all year just for June. Do you know as of this morning I am 86.00 in the hole in my checking account.
You write such great encouraging posts.
Hey Robyn - hang in there.
I just got invited to a wedding in Italy in a couple of weeks.
All my best,
Danni
Robyn,
My journey with debt goes in cycles...sometimes months, sometimes weeks, but I am confident you will get back on the wagon soon.
Hello,
You aren't falling off the wagon. Spending money on unexpected expenses is not necessarily a bad thing. We all have to do it at times. Heck, my house needed a new roof, a new furnace, a replacement washing machine, and a replacement air conditioner in the seven years we have lived here. Occasionally, my husband needs new clothes too. The dog may occasionally get sick, but you can't plan for when it will happen. These kinds of expenses are what an emergency fund is for (although the suit wasn't an emergency).
You spend money every day on food, utilities, gas, rent or mortgage payments, etc.. and you aren't considered to be "going off the wagon". But unexpected spending sometimes feels so "guilty" when you're trying to pay down debt. I understand that. But if you were able to cash flow these expenses, then you haven't slowed down your "debt free" progress.
The good thing about seeing these kinds of expenses and yet *not* adding to your debt total, is that they will happen again, but when they do, if you have an emergency fund and less debt each time, you are still making progress!
Sincerely,
Lindsey Schocke
Geeks on Tap: Mission Accomplished
Sincerely,
Lindsey Schocke
Geeks on Tap: Mission Accomplished