I feel like I am falling off the wagon.

iVillage Member
Registered: 04-12-2007
I feel like I am falling off the wagon.
6
Fri, 06-13-2008 - 7:46am

Just for the week, anyway.

iVillage Member
Registered: 03-26-2003
Fri, 06-13-2008 - 8:19am

I can relate.

Photobucket
iVillage Member
Registered: 11-17-2007
Fri, 06-13-2008 - 10:57am

Robye


Come on cheer up. Your problem is that it is June. The totally worse month of the year. I save up all year just for June. Do you know as of this morning I am 86.00 in the hole in my checking account.

iVillage Member
Registered: 07-26-1999
Fri, 06-13-2008 - 11:12am
Mary Ann,
You write such great encouraging posts.
Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
Fri, 06-13-2008 - 12:48pm

Hey Robyn - hang in there.


I just got invited to a wedding in Italy in a couple of weeks.

All my best,
Danni

iVillage Member
Registered: 09-20-2004
Fri, 06-13-2008 - 1:32pm

Robyn,


My journey with debt goes in cycles...sometimes months, sometimes weeks, but I am confident you will get back on the wagon soon.

Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
Mon, 06-16-2008 - 3:08am

Hello,

You aren't falling off the wagon. Spending money on unexpected expenses is not necessarily a bad thing. We all have to do it at times. Heck, my house needed a new roof, a new furnace, a replacement washing machine, and a replacement air conditioner in the seven years we have lived here. Occasionally, my husband needs new clothes too. The dog may occasionally get sick, but you can't plan for when it will happen. These kinds of expenses are what an emergency fund is for (although the suit wasn't an emergency).

You spend money every day on food, utilities, gas, rent or mortgage payments, etc.. and you aren't considered to be "going off the wagon". But unexpected spending sometimes feels so "guilty" when you're trying to pay down debt. I understand that. But if you were able to cash flow these expenses, then you haven't slowed down your "debt free" progress.

The good thing about seeing these kinds of expenses and yet *not* adding to your debt total, is that they will happen again, but when they do, if you have an emergency fund and less debt each time, you are still making progress!

Sincerely,
Lindsey Schocke


Geeks on Tap: Mission Accomplished

Sincerely,
Lindsey Schocke

Geeks on Tap: Mission Accomplished