shamed
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| Tue, 06-24-2008 - 12:50am |
Hello, first time poster and brand new to the iVillage family. I researched credit card debt online support groups and this was one of the first search results. It is comforting to know that there are so many women out there who know exactly what I am going through- the fear of making ends me, sleepless nights counting numbers in your head, the embarrassment of letting it get like this...
I know that there are women who are hear because of uncontrollable circumstances- medical bills, children's needs, ect. Then there are those of us, myself included, who only have themselves to blame for their situation. Those of us who just don't know how to tell ourselves no. I am one of those people. I went through so many of my years at home, barely scraping by, not able to afford a lot of luxuries that others had...until I got to college and applied for my first credit card. Then I never had to tell myself no. And I could "keep up with the Jones'". Now I find myself with almost $2500 in credit card debt and no recollection of what I eve spent that money on! I am shamed by it. Now I'm a college graduate, without a solid job lined up...trying to pay off credit card debt...and pay for my wedding in December. My fiance' has been a shining knight, working hard to help pay for the wedding of our dreams, and I can hardly add a penny. It's awful. Because of my spending habits I cannot financially do anything. I know in the great scheme of things, 2500 dollars is minimal...but I know it will be more overwhelming when my student loan repayment kicks in. Regardless, that's why I've joined this site. To find other women like me...so we can create a support system and encourage each other to improve our situations and get out of this hole we're in! I need supporters to tell me to put the card down! To eat more Ramen noodles, to offer any advice they have to change my spending habits and help me get rid of this dilemma before I pass it on into my life with my husband. That is my goal...to pay off all credit card debt by December 6th of this year!!!!

Welcome to the board and congratulations on determining the taproot of the credit card debt.
Hello and welcome to the board.
All my best,
Danni