How R U all changing spending?

iVillage Member
Registered: 12-12-2004
How R U all changing spending?
14
Fri, 06-27-2008 - 3:25pm
Good afternoon ladies. Q--How are you all changing your spending habits?

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iVillage Member
Registered: 04-12-2007
Fri, 06-27-2008 - 5:10pm

I am making a lot more stuff from scratch now so I try to really stock up when there are good sales on cooking/baking staples.

Avatar for skinny42
iVillage Member
Registered: 06-12-2003
Fri, 06-27-2008 - 5:49pm

My SO and I went vegan a couple of years ago. That has cut our grocery bill seriously! We can literally make a fantastic dinner for about $7! I also have been riding a bicycle to work as much as possible, or riding my Vespa scooter, which gets 80 mpg. We have consolidated down to one car and try to combine errands to save on gas. We used the proceeds from the sale of the 2nd car to pay off 2 credit cards--yay!

We grow our own tomatoes, chillies and herbs. We rarely go out to eat, but fortunately we love to cook. I have found that having a kitchen stocked with basics saves a lot of money in the long run. We shop the ethnic grocers in our city because the prices on things like rice, noodles, flours and spices are much cheaper than a big chain grocer.

I'm working a second job to accelerate the paying down of my one remaining credit card. This winter will be interesting, since I expect our heating bill to really skyrocket.

iVillage Member
Registered: 12-12-2004
Fri, 06-27-2008 - 6:43pm
Hi, S. Q--How R U growing your produce?
iVillage Member
Registered: 11-17-2007
Sat, 06-28-2008 - 3:16am

Instead of saving so much I put the money on the bills that is the big thing. I spend more time trying to find money to snowflake I think sometimes I go over board with that just trying to keep up with some on the board. I don't thrift store hunt as much as I used too but that has something to do with this little house no where to put things like I did when I had the bigger house.


We grow tomatoes not as many vines this year we had way to many last year so we cut back. I guess I have just stopped spending a lot in general. Coupon more, join saving clubs just try to stay ahead of the game and I try to stay mind full of where the money is going. I have not charged anything for a about a year that I could not pay off in a month So if you make as little as we do you have to watch where and how you spend all the time.


Mary Ann


PS

iVillage Member
Registered: 05-18-2005
Sun, 06-29-2008 - 8:33pm

Hi All,

Jan
iVillage Member
Registered: 11-17-2007
Mon, 06-30-2008 - 2:11am

I know how that retirement thing goes. Raymond was saying the other night he thought we would be able to travel and all that after he retired and it hasn't happened at all. He retired in 1999 the first time and then in 2003 the second

iVillage Member
Registered: 03-17-2003
Mon, 06-30-2008 - 9:16am
Mary Ann the very thought of retiring is frightening and those who aren't concerned are risking their future.
iVillage Member
Registered: 05-18-2005
Mon, 06-30-2008 - 9:25am

Hi Mary Ann,

Jan
iVillage Member
Registered: 11-17-2007
Mon, 06-30-2008 - 4:46pm

After Raymond retired from Kentucky we moved to North Carolina. Because of Health insurance Kentucky insurance would not cover us in North Carolina Raymond started working for the state down there for the insurance

iVillage Member
Registered: 11-17-2007
Mon, 06-30-2008 - 4:50pm

You sure are close to that "I am debt free dance"


You must be doing something right there.


Good Luck to you


Mary Ann


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