I agree with Kelly you have a keeper there in that man. Now you go girlfriend and you show that man that you can work as hard as you did getting in debt to get out of it. You can do it. It may take you 3 or 4 years but you can do it.
Now that you have taken that first step Take the second step and get yourself a plan together.
Good for you. You must be so relieved. Now you folks together should probably make a real budget you can actually stick with. Usually it is suggested that you go back over your expenses for the past 3 months -- list them by categories -- and then you have a fairly realistic idea of what you really spend on different categories of expenses each month i.e rent or mortgage, car payment, insurance, utilities, food, clothing, gas -- you get the idea. Then some folks find it easier to stick to the budget if they put the decided on amounts either into actual envelopes or separate it somehow on an excel sheet to keep track. The trick to the budget is that you really have to do a new one each month, since foreseen expenses can change. And don't forget to budget in some fun money for each of you. Good luck with your new start. Megan
I've been thinking about you all week and I'm SO glad you posted this. I am relieved to hear your DH took things so well. Take it one day at a time from here. My dh is doing better day to day - he will occasionally make a comment here or there but I think he's harmless. Just venting about the situation. That's expected.
I did get a call about a second job that I inquired about. I go tomorrow for an interview/orientation. I am so excited. It will be 2x a week from 7 p.m. until probably 1 a.m. This way I'm working when DH is home w/my kids. I am excited this will bring in extra income to chip away at our debt.
Congrats on coming clean. It's all uphill from here!!!!!! I am proud of you.
You are far from the only one who WAS hiding debt from your SO.
Thanks for posting
I agree with Kelly you have a keeper there in that man. Now you go girlfriend and you show that man that you can work as hard as you did getting in debt to get out of it. You can do it. It may take you 3 or 4 years but you can do it.
Now that you have taken that first step Take the second step and get yourself a plan together.
After that it is a matter of a mind set.
Love and Hugs to you and that keeper of a man
Mary Ann
rent or mortgage, car payment, insurance, utilities, food, clothing, gas -- you get the idea. Then some folks find it easier to stick to the budget if they put the decided on amounts either into actual envelopes or separate it somehow on an excel sheet to keep track. The trick to the budget is that you really have to do a new one each month, since foreseen expenses can change. And don't forget to budget in some fun money for each of you.
Good luck with your new start.
Megan
I've been wondering how it went for you so I am glad you posted.
dietcokegirl,
I've been thinking about you all week and I'm SO glad you posted this. I am relieved to hear your DH took things so well. Take it one day at a time from here. My dh is doing better day to day - he will occasionally make a comment here or there but I think he's harmless. Just venting about the situation. That's expected.
I did get a call about a second job that I inquired about. I go tomorrow for an interview/orientation. I am so excited. It will be 2x a week from 7 p.m. until probably 1 a.m. This way I'm working when DH is home w/my kids. I am excited this will bring in extra income to chip away at our debt.
Congrats on coming clean. It's all uphill from here!!!!!! I am proud of you.
Holding good thoughts for you.
Megan