Not sure where to start!

iVillage Member
Registered: 07-17-2008
Not sure where to start!
42
Thu, 07-17-2008 - 5:59pm

Hi, I am embarrassed to even share the amount of debt I am in! Most of it is credit cards. I have tried lowering the interest rates and not one of the companies I called was of any help. I can't even apply for credit cards with lower interest rates because I get refused which makes my credit score go down.


I have been paying down the cards but not fast enough! I don't sleep worrying. My husband and I make quite a good income but we sure have made a mess of where our income goes now - practically all credit cards! We'd be living a wonderful life, even if

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iVillage Member
Registered: 04-26-2007
Tue, 07-29-2008 - 9:01pm
I'm glad to hear they helped you. I'm making my first payment to them this week!
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iVillage Member
Registered: 04-10-2003
Wed, 07-30-2008 - 9:24am

I just wanted to add a quick note.


Make sure to check the card that reduced your husbands line of credit to less then what is already on there. You may have been hit with fees that are a result of him now being over the limit which was due to no fault of his own. If that happens I would dispute it and raise you-know-what with the company.


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."



Bex -

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